Flagler County property record for 29 Whispering Pine Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 2001 |
| Lot Size | 0.198 acres (8,642 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Jul 2019) |
| Tax Bill | $2,635 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7023-00120-0010 |
| Primary APN | 07-11-31-7023-00120-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Heated Area |
| Gross Area | 2,108 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,642 sqft (0.198 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 312 sqft |
| Deck Area | 545 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 29 WHISPERING PINE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 23 BLOCK 12 LOT 1 OR 232 PG 270 OR 505 PG 1098-ERROR IN LEGAL DESC OR 512 PG 1566(CD) OR 716 PG 281 OR 752 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 60211 |
29 Whispering Pine Dr is owned and occupied by an individual who bought it in July 2019.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 WHISPERING PINE DR, PALM COAST, FL 32164-7293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on File |
| Deed Sale | Jul 24, 2019 · Amount on File |
| Prior Sale | Sep 14, 2016 · Amount on File |
| Deed Document Number | 2019027290 |
| Deed Book / Page | 2371 / 1396 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 24, 2019 |
| Property Address | 29 WHISPERING PINE DR, PALM COAST, FL 32164-7293 |
| Document Number | 0023711396 |
| Book / Page | 002371 / 001396 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 27290 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,603.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 WHISPERING PINE DR PALM COAST FL 321647293, PALM COAST, FL 32164-7293 |
| Document Number | 23711398 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 002371/001398 |
| Instrument | 27291 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2049 |
The 2025 property tax bill for 29 Whispering Pine Dr was $2,635 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,635.00 Homeowner's exemption | $188,181 | $255,067 Land $51,500 Building $203,567 |
| 2023 | $2,498.00 (+1.26%) Homeowner's exemption | $177,551 (+3%) | $260,323 (+4.15%) Land $45,000 Building $215,323 |
| 2022 | $2,467.00 Homeowner's exemption | $172,380 | $249,957 Land $45,500 Building $204,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Whispering Pine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Whispering Pine Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Metronet.
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