29 Watson Dr, Trafalgar, IN 46181 Property Records

Johnson County property record for 29 Watson Dr, Trafalgar, IN 46181

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$316,540 (Jun 2023)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71000203017/00`

Property Details

APN / Parcel Number

Primary APN	`71000203017/00`
Alternative APNs	`41-10-02-044-088.000-016` `00001100179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	134 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001100179
Street Address	29 WATSON DR
City	TRAFALGAR
State	IN
Zip	46181-8640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE ESTATES SEC 3 LOT 107 MP NINEV\HENSL\JACK
Legal Subdivision	SPRING LAKE ESTATES SEC 3
Legal Lot Number	107
Jurisdiction	JOHNSON IN
Township / Civil Division	HENSLEY
Census Block Group	2
Census Block	2030
Census Tract	611400

Owner

29 Watson Dr is owned and occupied by an individual who bought it in June 2023.

Source: Johnson County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	29 WATSON DR, TRAFALGAR, IN 46181-8640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Feb 14, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Oct 27, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK
May 29, 2020	Limited Warranty Deed, Construction Loan CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Feb 14, 2022 · Amount on File
Deed Document Number	20239927
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	29 WATSON DR, TRAFALGAR, IN 46181-8640
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014904
Date	Jun 12, 2020
Instrument	2020-014904

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	252 Months
Due	Mar 10, 2041

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 29, 2023
Property Address	29 WATSON DR, TRAFALGAR, IN 46181-8640
Document Number	2023009927
Map Reference	PC D SL 94 A-C
Instrument Date	Jun 26, 2023
Instrument	2023-009927
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NOT AVAILABLE, CTIN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 WATSON DR, TRAFALGAR, IN 46181-8640

Mortgage

Document Number	2023009928
Date	Jun 29, 2023
Instrument	2023-009928

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 14, 2022
Property Address	29 WATSON DR, TRAFALGAR, IN 46181-8640
Document Number	2022003368
Map Reference	PC D PG 94 A-C
Instrument Date	Feb 9, 2022
Instrument	2022-003368
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WATSON DR, TRAFALGAR, IN 46181-8640

Mortgage

Document Number	2022003369
Date	Feb 14, 2022
Instrument	2022-003369

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 27, 2020
Property Address	29 WATSON DR, TRAFALGAR, IN 46181-8640
Document Number	2020030673
Map Reference	PC D PG 94 A-C
Instrument Date	Oct 20, 2020
Instrument	2020-030673
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E HIGH ST, MOORESVILLE, IN 46158-1639
Investor	Possibly a Property Investor

Mortgage

Document Number	2020030674
Date	Oct 27, 2020
Instrument	2020-030674

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2020: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 29, 2020
Property Address	29 WATSON DR, TRAFALGAR, IN 46181-8640
Document Number	2020013216
Map Reference	PC D PG 94 A-C
Instrument Date	May 22, 2020
Instrument	2020-013216
Transaction Type	Construction Loan
Record Updated	Feb 13, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E HIGH ST, MOORESVILLE, IN 46158-1639

Tax Assessment & Valuation

The 2025 property tax bill for 29 Watson Dr was $2,317 with a homeowner's exemption, down 7.7% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Hensley Township
Municipality	Trafalgar Town
Unified School District	Nineveh-Hensley-Jackson United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (-7.73%) Homeowner's exemption	$277,000 Land $40,000 Building $237,000	$277,000 Land $40,000 Building $237,000
2024	$2,511.00 (+4.41%)
2023	$2,405.00 (+0.17%) Homeowner's exemption	$253,000 (+5.37%) Land $40,000 Building $213,000	$253,000 (+5.37%) Land $40,000 Building $213,000
2022	$2,401.00	$240,100 Land $27,600 Building $212,500	$240,100 Land $27,600 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Watson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Watson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAFALGAR WATER DEPARTMENT serves 1,490 people · EPA ID IN5241014
Water Source	Purchased groundwater from several systems
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
JC Fiber Fiber	3,000 / 3,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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