Otsego County and Oneonta City property record for 29 W End Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,308 sqft · built 1938 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Oct 2020) |
| Tax Bill | $5,171 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 299.7-5-3 |
| Primary APN | 361200 299.7-5-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Attic | Attic |
| Attic Area | 208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 16 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 3593 |
|---|---|
| Street Address | 29 W END AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 5 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 591700 |
29 W End Ave is owned and occupied by an individual who bought it in October 2020.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 W END AVE, ONEONTA, NY 13820-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2020 | Grant Deed, Transfer COMMUNITY BK NA |
| Feb 6, 2020 | Loan Modification, Mortgage · Conventional Mortgage NEW RESID'L MTG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Prior Sale | Oct 14, 2005 · Amount on File |
| Deed Document Number | 20204516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 16, 2020 |
| Property Address | 29 W END AVE, ONEONTA, NY 13820-1139 |
| Document Number | 0000004516 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 4516 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 DIETZ ST ONEONTA NY 138201825, ONEONTA, NY 13820-1825 |
| Document Number | 4517 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 4517 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 29 W END AVE, ONEONTA, NY 13820-1139 |
| Document Number | 0000001331 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 29 W END AVE ONEONTA NY 138201139, ONEONTA, NY 13820-1139 |
| Document Number | 0000001331 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 1331 |
| Name | NEW RESID'L MTG LLC |
|---|---|
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 24, 2060 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2026 property tax bill for 29 W End Ave was $5,171, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,171.00 (+2.48%) | ||
| 2025 | $5,046.00 | $133,000 Land $15,500 Building $117,500 | $187,324 Land $21,831 Building $165,493 |
| 2023 | $133,000 Land $15,500 Building $117,500 | $164,198 Land $19,136 Building $145,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 W End Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 W End Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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