FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$250.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
29 VILLA LN # 18, 18, PENHOOK, VA 24137-2119
Mortgage
Document Number
0230001110
Date
Mar 3, 2023
Instrument
230001110
Lender
Name
ALCOVA MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2053
August 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
FRANKLIN VA
Recording Date
Aug 3, 2020
Property Address
29 VILLA LN, PENHOOK, VA 24137-2119
Document Number
0011432865
Book / Page
001143 / 002865
Instrument Date
Jul 31, 2020
Instrument
5430
Transaction Type
Transfer
Record Updated
Sep 1, 2020
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$290.00
Amount Accuracy
Confirmed
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 629 ROANOKE VA 240040629, ROANOKE, VA 24004-0629
Mortgage
Document Number
11432867
Date
Aug 3, 2020
Book Page
001143/002867
Instrument
5431
Lender
Name
PRIVATE INDIVIDUAL
Type
Private Party
Agreement
Amount
Amount on Record
Term
180 Months
Due
Aug 2, 2035
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 29 Villa Ln was $2,078.
Source: Franklin County assessment roll, as of September 15, 2026
Property Jurisdictions
Type
Name
State
Virginia
County
Franklin County
Unified School District
Franklin County Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,078.00
$483,400Land $83,000Building $400,400
$483,400Land $83,000Building $400,400
2023
$1,443.00
$236,600 (-)Land $45,000Building $191,600
$236,600 (-)Land $45,000Building $191,600
2022
$236,600Land $45,000Building $191,600
$236,600Land $45,000Building $191,600
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 29 Villa Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
7 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 29 Villa Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source
Surface water
Last State Inspection
May 2025
Also Mapped Here
WESTERN VIRGINIA WATER AUTHORITY
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025