29 Vernon Ter, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 29 Vernon Ter, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 1941
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2010)
Tax Bill	$6,777 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6062-60-951393-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6062-60-951393-0000`
Alternative APNs	`130000606200609513930000` `131300 6.62-60-951.393` `460160`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	1,521 sqft
1st Floor Area	750 sqft
2nd Floor Area	750 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	124 ft deep x 33 ft wide
View / Lot	Urban
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	460160
Street Address	29 VERNON TER
City	POUGHKEEPSIE
State	NY
Zip	12601-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	0.09 AC 1182 0740
Legal Subdivision	ROBBINS CONSTRUCTION CO INC
Legal Block	60
Legal Lot Number	951
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3000
Census Tract	220101

Owner

29 Vernon Ter is owned and occupied by an individual who bought it in July 2010.

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	29 VERNON TER, POUGHKEEPSIE, NY 12601-1811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Sep 3, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2010 · Amount on File
Deed Sale	Jul 2, 2010 · Amount on File
Deed Book / Page	22010 / 3262
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	29 VERNON TER, POUGHKEEPSIE, NY 12601-1811
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000800
Date	Apr 29, 2024
Instrument	800

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	29 VERNON TER, POUGHKEEPSIE, NY 12601-1811
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003261
Date	Jul 26, 2022
Instrument	3261

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	29 VERNON TER, POUGHKEEPSIE, NY 12601-1811
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052825
Date	Sep 3, 2020
Instrument	52825

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	229 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 29 Vernon Ter was $6,777 with a veteran's exemption.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,777.00 Veteran's exemption	$323,400 (+12.49%) Land $44,600 Building $278,800	$323,400 (+12.49%) Land $44,600 Building $278,800
2024		$287,500 (+6.01%) Land $44,600 Building $242,900	$287,500 (+6.01%) Land $44,600 Building $242,900
2023		$271,200 (+2%) Land $44,600 Building $226,600	$271,200 (+2%) Land $44,600 Building $226,600
2022		$226,000 Land $40,500 Building $185,500	$226,000 Land $40,500 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Vernon Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 29 Vernon Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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