Buncombe County property record for 29 Upper Ridge Rd, Black Mountain, NC 28711
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 4 bd · 5 ba · 2,330 sqft · built 2013 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Dec 2010) |
| Tax Bill | $6,001 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0628-42-8392-00000 |
| Primary APN | 0628-42-8392-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,330 sqft Living Area |
| Gross Area | 4,193 sqft |
| 1st Floor Area | 3,576 sqft |
| 2nd Floor Area | 468 sqft |
| Basement Area | 1,863 sqft |
| Finished Basement | 1,714 sqft |
| Unfinished Basement | 149 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 206,910 sqft (4.75 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 455 sqft |
| Deck Area | 376 sqft |
| Patio Area | 846 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 29 UPPER RIDGE RD |
|---|---|
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | DEED DATE: 12/17/2010 DEE |
| Legal Description | DEED DATE: 12/17/2010 DEED: 4845-1446 SUBDIV: MICHAEL & BEVERLY ROSEMAN BLOCK: LOT: TR 1 SECTION: PLAT: 0128-0065 |
| Legal Subdivision | MICHAEL AND BEVERLY ROSEMAN |
| Legal Tract | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BROAD RIVER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3205 |
29 Upper Ridge Rd, a residential property, is owned by two individuals who bought it in December 2010.
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 25 UPPER RIDGE RD, BLACK MOUNTAIN, NC 28711-8934 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2010 · Amount on File |
| Deed Sale | Dec 17, 2010 · Amount on File |
| Deed Document Number | 0048451446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 29 UPPER RIDGE RD, BLACK MOUNTAIN, NC 28711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 29 UPPER RIDGE RD, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0065410750 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 6541/750 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 29 Upper Ridge Rd was $6,001.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,001.00 | $833,700 | |
| 2023 | $5,305.00 | $833,700 | $833,700 Land $78,300 Building $755,400 |
| 2021 | $833,700 Land $63,300 Building $770,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Upper Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Upper Ridge Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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