29 Underhill Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 29 Underhill Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,006 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$384,900 (Jan 1990)
Tax Bill	$13,003 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0024 B:0000 L:2758`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0024 B:0000 L:2758`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,006 sqft Living Area
Gross Area	3,950 sqft
Basement Area	1,719 sqft
Finished Basement	1,228 sqft
Unfinished Basement	491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	29 UNDERHILL RD
City	LYNNFIELD
State	MA
Zip	01940-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	FOREST HILL AVE
Legal Lot Number	2758
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2009
Census Tract	209200

Owner

29 Underhill Rd is owner-occupied and held in a trust since July 2022.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	29 UNDERHILL RD, LYNNFIELD, MA 01940-1706
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 5, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 1990 · Amount on File
Deed Sale	Jan 5, 1990 · Amount on File
Prior Sale	Dec 16, 1988 · Amount on File
Last Transfer Date	Jul 1, 2022
Transfer Doc	041045-539
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	29 UNDERHILL RD, LYNNFIELD, MA 01940-1706
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042057-360
Date	Apr 8, 2024
Book Page	42057/360
Instrument	20240408000260

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jul 5, 2022
Property Address	29 UNDERHILL RD, LYNNFIELD, MA 01940-1706
Document Number	041045-539
Book / Page	41045 / 539
Instrument Date	Jul 1, 2022
Instrument	20220705000420
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 UNDERHILL RD, LYNNFIELD, MA 01940-1706

Tax Assessment & Valuation

The 2026 property tax bill for 29 Underhill Rd was $13,003, up 11.5% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,003.00 (+11.45%)	$1,134,600 (+2.7%) Land $658,900 Building $463,300	$1,230,409 (-13.26%)
2025	$11,667.00 (+4.23%)	$1,104,800 (+3.74%) Land $639,800 Building $465,000	$1,418,445
2024	$11,193.00 (+0.7%)	$1,065,000 (+8.28%) Land $615,200 Building $449,800
2023	$11,115.00	$983,600 Land $583,600 Building $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Underhill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Underhill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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