Hampden County and Ludlow Town property record for 29 Tower Rd, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,742 sqft · built 1968 |
| Lot Size | 0.994 acres (43,299 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,772 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:031-15100 B:5 L:0 |
| Primary APN | M:031-15100 B:5 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| Gross Area | 4,624 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 43,299 sqft (0.994 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7826 |
|---|---|
| Street Address | 29 TOWER RD |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 15100 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 29 TOWER RD, LUDLOW, MA 01056-1559 |
| Owner Type | Company |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 7, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 7, 2024 |
| Transfer Doc | 0025343-76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 7, 2024 |
| Property Address | 29 TOWER RD, LUDLOW, MA 01056-1559 |
| Document Number | 0025343-76 |
| Book / Page | 25343 / 76 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 9776 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 TOWER RD, LUDLOW, MA 01056-1559 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 29 TOWER RD, LUDLOW, MA 01056-1559 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0024911-95 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 24911/95 |
| Instrument | 7529 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,772.00 (+0.96%) | $360,500 (+9.41%) Land $101,400 Building $259,100 | $398,864 (+19.89%) |
| 2025 | $5,717.00 (+3.31%) | $329,500 (+7.71%) Land $92,200 Building $237,300 | $332,690 (+17.01%) |
| 2024 | $5,534.00 (+6.63%) | $305,900 (+15%) Land $92,200 Building $213,700 | $284,335 |
| 2023 | $5,190.00 | $266,000 Land $76,600 Building $189,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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