29 Timber Trl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 29 Timber Trl, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,645 sqft · built 1976
Lot Size	0.651 acres (28,358 sqft)
Owner	2 Individual Names on File
Last Sale	$1,177,000 (Jul 2022)
Tax Bill	$23,252 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03002-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`48-03002-0000-00048`
Alternative APN	`480300200048`

Interior

Stories	2 Stories
Building Area	3,645 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	28,358 sqft (0.651 acres)
Lot Dimensions	210 ft deep x 135 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	29 TIMBER TRL
City	RAMSEY
State	NJ
Zip	07446-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.651AC
Legal Subdivision	GLORIA HOMES SEC 2
Legal Block	3002
Legal Lot Number	48
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3007
Census Tract	44100

Owner

29 Timber Trl is owned and occupied by two individuals who bought it in July 2022.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 TIMBER TRL, RAMSEY, NJ 07446-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Sep 21, 2000
Deed Document Number	202267130
Deed Book / Page	4731 / 1400
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 5, 2022
Property Address	29 TIMBER TRL, RAMSEY, NJ 07446-2124
Document Number	0047311400
Book / Page	4731 / 1400
Instrument Date	May 13, 2022
Instrument	2022067130
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,648.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 CRESCENT HOLLOW CT, 2, RAMSEY, NJ 07446-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 TIMBER TRL, RAMSEY, NJ 07446-2124

Mortgage

Document Number	2022067131
Date	Jul 5, 2022
Instrument	2022067131

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 29 Timber Trl was $23,252, down 7.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,130,500 (+0.11%) Land $439,100 Building $691,400	$1,130,500 (+0.11%) Land $439,100 Building $691,400
2025	$23,252.00 (-7.11%)	$1,129,300 Land $439,100 Building $690,200	$1,129,300 Land $439,100 Building $690,200
2024	$25,031.00
2023		$887,000 Land $332,600 Building $554,400	$887,000 Land $332,600 Building $554,400
2022	$23,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Timber Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Timber Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20