29 Temple St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 29 Temple St, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1880
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Jul 2012)
Tax Bill$2,725 (2026)
Flood ZoneZone AE (high risk)
APN493001 128.08-1-45

Property Details

APN / Parcel Number

Primary APN493001 128.08-1-45
Alternative APNs
  • 300112800800010450000000
  • 00000001182

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions88 ft deep x 44 ft wide

Exterior Amenities

PorchSlab
Porch Area132 sqft
Shed1 Shed
Shed Area184 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000001182
Street Address29 TEMPLE ST
CityOWEGO
StateNY
Zip13827-1329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number45.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group3
Census Block3019
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Evergreen Cemetery
listed 2002 · 4 contributing resources · NRIS 02000305

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

29 Temple St is owned by two individuals who bought it in July 2012.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address111 PAIGE ST, OWEGO, NY 13827-1458
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2012 · Amount on File
Deed SaleJul 5, 2012 · Amount on File
Deed Book / Page20028 / 1001
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 29 Temple St was $2,725, down 47.5% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,725.00 (-47.5%)
2025$5,190.00$32,000 Land $8,200 Building $23,800$61,244 Land $15,694 Building $45,550
2023$32,000 Land $8,200 Building $23,800$59,259 Land $15,185 Building $44,074
2019$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Temple St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 87 policies
Nearby Flood Policies87 in force
Nearby Flood Claims185 (1989–2011)
Claims Outside the SFHA11 of 185
Most Recent ClaimSep 2011 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 102 claims
  • Severe Storms And Flooding, Jun 2006 · 71 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Temple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50

May also be available: Empire Long Distance, T-Mobile, Verizon.

Nearby Properties on Temple St

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