Cecil County property record for 29 Stratton Cir, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,490 sqft · built 2018 |
| Lot Size | 0.492 acres (21,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,900 (Sep 2005) |
| Tax Bill | $3,870 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-082881 |
| Primary APN | 03-082881 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,490 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,431 sqft (0.492 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 459 sqft |
| Deck Area | 266 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 082881 |
|---|---|
| Street Address | 29 STRATTON CIR |
| City | ELKTON |
| State | MD |
| Zip | 21921-3653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 24 - .4929 ACRE 29 STRATTON CIRCLE ACADEMY HILL |
| Legal Subdivision | FINAL MAJOR SUBDIVISION |
| Legal Lot Number | 24 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30501 |
29 Stratton Cir is owned and occupied by two individuals who bought it in September 2005.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 STRATTON CIR, ELKTON, MD 21921-3653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2005 · Amount on File |
| Deed Sale | Sep 7, 2005 · Amount on File |
| Prior Sale | Sep 7, 2005 · Amount on File |
| Deed Book / Page | 1973 / 334 |
| Transfer Doc | 0012630662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 29 STRATTON CIR, ELKTON, MD 21921-3653 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0048510125 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 4851/125 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 29 STRATTON CIR, ELKTON, MD 21921-3653 |
| Document Number | 0045050173 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 29 STRATTON CIR ELKTON MD 219213653, ELKTON, MD 21921-3653 |
| Document Number | 0045050173 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 004505/000173 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 24, 2034 |
The 2026 property tax bill for 29 Stratton Cir was $3,870 with a homeowner's exemption, up 3.2% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,870.00 (+3.2%) Homeowner's exemption | $361,067 (+5.36%) | $397,800 (+16.08%) Land $125,700 Building $272,100 |
| 2025 | $3,750.00 Homeowner's exemption | $342,700 Land $75,700 Building $267,000 | $342,700 Land $75,700 Building $267,000 |
| 2023 | $2,894.00 Homeowner's exemption | $325,500 | $342,700 Land $75,700 Building $267,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Stratton Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Stratton Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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