29 Stevens St, Bernardsville, NJ 07924 Property Records

Somerset County and Bernardsville Borough property record for 29 Stevens St, Bernardsville, NJ 07924

Property Summary

Property Type	Single Family Home
Details	3,120 sqft · built 1930
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Jun 2026)
Tax Bill	$13,743 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00068-0000-00009-07`

Property Details

APN / Parcel Number

Primary APN	`03-00068-0000-00009-07`

Interior

Stories	2 Stories
Building Area	3,120 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	29 STEVENS ST
City	BERNARDSVILLE
State	NJ
Zip	07924-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	FACILITY NAME: ST. BERNARDS CHURCH
Legal Block	68
Legal Lot Number	9.7
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDSVILLE
Census Block Group	2
Census Block	2005
Census Tract	52701

Owner

29 Stevens St is owned and occupied by an individual who bought it in June 2026.

Source: Somerset County and Bernardsville Borough records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	29 STEVENS ST, BERNARDSVILLE, NJ 07924-2257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Jun 24, 2019	Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	202618294
Deed Book / Page	7689 / 1287
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 30, 2026
Property Address	29 STEVENS ST, BERNARDSVILLE, NJ 07924-2257
Document Number	0000018294
Book / Page	7689 / 1287
Instrument Date	Jun 26, 2026
Instrument	202618294
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKIES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 STEVENS ST, BERNARDSVILLE, NJ 07924-2257

Mortgage

Document Number	0000018295,
Date	Jun 30, 2026
Instrument	202618295

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	29 STEVENS ST, BERNARDSVILLE, NJ 07924-2257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061816
Date	Dec 4, 2020
Book Page	7281/175
Instrument	2020061816

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2030

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 24, 2019
Property Address	29 STEVENS ST, BERNARDSVILLE, NJ 07924-2257
Document Number	0000021889
Book / Page	7126 / 1220
Instrument Date	Jun 10, 2019
Instrument	2019021889
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	HERITAGE ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 CLAREMONT RD, 88, BERNARDSVILLE, NJ 07924-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 STEVENS ST, BOROUGH OF BERNARDSVILLE, NJ

Mortgage

Document Number	0000021890
Date	Jun 24, 2019
Book Page	7126/1228
Instrument	2019021890

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 29 Stevens St was $13,743, up 7.7% from the year before.

Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bernardsville Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$771,700 (+6.57%) Land $252,300 Building $519,400	$771,700 (+6.57%) Land $252,300 Building $519,400
2025	$13,743.00 (+7.72%)	$724,100 Land $238,000 Building $486,100	$724,100 Land $238,000 Building $486,100
2024	$12,758.00
2023		$617,900 Land $205,900 Building $412,000	$617,900 Land $205,900 Building $412,000
2022	$12,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Stevens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (2012–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Stevens St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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