29 Sterling St, Springfield, MA 01107 Property Records

Hampden County and Springfield City property record for 29 Sterling St, Springfield, MA 01107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1915
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2025)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11135 P:0045`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11135 P:0045`
Alternative APN	`111350045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	652 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	111350045
Street Address	29 STERLING ST
City	SPRINGFIELD
State	MA
Zip	01107-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3019
Census Tract	800400

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 STERLING ST, SPRINGFIELD, MA 01107-1338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage SPRINGFIELD, CITY OF
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SPRINGFIELD, CITY OF
Sep 23, 2025	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE RESOURCES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	202544792
Deed Book / Page	26037 / 40
Transfer Doc	16820-335
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	29 STERLING ST, SPRINGFIELD, MA 01107-1338
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0026003-26
Date	Aug 27, 2025
Book Page	26003/26
Instrument	40120

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	29 STERLING ST, SPRINGFIELD, MA 01107-1338
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024878-463
Date	Jan 17, 2023
Book Page	24878/463
Instrument	2596

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2028

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 23, 2025
Property Address	29 STERLING ST, SPRINGFIELD, MA 01107-1338
Document Number	0026037-40
Book / Page	26037 / 40
Instrument Date	Sep 23, 2025
Instrument	44792
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 STERLING ST, SPRINGFIELD, MA 01107-1338

Mortgage

Document Number	0000044793
Date	Sep 23, 2025
Instrument	44793

Lender

Name	PREMIER MORTGAGE RESOURCES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (-13.27%)	$196,800 (-5.7%) Land $38,500 Building $158,300	$257,070 (+17.14%)
2024			$219,450
2023	$3,558.00	$208,700 Land $34,100 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Crossroads Fiber, Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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