29 State St, Charleston, SC 29401 Property Records

Charleston County property record for 29 State St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,760 sqft · built 1767
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$1,195,000 (Nov 2017)
Tax Bill	$22,200 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`458-09-01-107`

Property Details

APN / Parcel Number

Primary APN	`458-09-01-107`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
Upper Floors Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1767
Effective Year Built	Effective 1767
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	29 STATE ST
City	CHARLESTON
State	SC
Zip	29401-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -14 1/2 QUEEN ST. A/K/A 29-X STATE ST.
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1058
Census Tract	5100

Owner

29 State St is owned by two individuals who bought it in November 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 GREENWOOD RD, PITTSBURGH, PA 15238-2017
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage REGIONS MTG
Nov 21, 2017	Grant Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Deed Book / Page	681 / 329
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	29 STATE ST, CHARLESTON, SC 29401-2811
Document Number	0926/0511
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29X STATE ST CHARLESTON SC 294012811, CHARLESTON, SC 29401-2811

Mortgage

Document Number	0926/0511
Date	Oct 17, 2020
Book Page	000926/000511

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount on Record
Term	324 Months
Due	Oct 16, 2047

Interest

Rate Type	Fixed Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 21, 2017
Property Address	29 STATE ST, CHARLESTON, SC 29401-2811
Document Number	0681/0329
Book / Page	000681 / 000329
Instrument Date	Nov 8, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 GREENWOOD RD PITTSBURGH PA 152382017, PITTSBURGH, PA 15238-2017

Mortgage

Document Number	681/0330
Date	Nov 21, 2017
Book Page	000681/000330

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 29 State St was $22,200, up 10.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,200.00 (+10.4%)	$1,349,065 (+1,816.83%) Land $858,800 Building $490,265	$1,426,100 Land $858,800 Building $567,300
2024	$20,109.00	$70,380
2022	$18,683.00	$70,380	$1,173,100 Land $945,400 Building $227,700
2020			$1,173,100 Land $945,400 Building $227,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 29 State St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 29 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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