29 Spruce Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 29 Spruce Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,902 sqft · built 1987
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Feb 2020)
Tax Bill	$17,299 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:I0029 B:A L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:I0029 B:A L`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,902 sqft Living Area
1st Floor Area	884 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	29 SPRUCE LN
City	DOVER
State	NH
Zip	03820-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	A
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2006
Census Tract	81101

Owner

Source: Strafford County and Dover City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 SPRUCE LN, DOVER, NH 03820-4409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit HOLY ROSARY CU
Feb 24, 2020	Warranty Deed, Transfer · Conventional with PMI CMG MTG
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit NORTHEAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	20202761
Deed Book / Page	4736 / 526
Transfer Doc	4444-521
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	29 SPRUCE LN, DOVER, NH 03820-4409
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005027-651
Date	Apr 27, 2022
Book Page	5027/651
Instrument	220006420

Lender

Name	HOLY ROSARY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Feb 24, 2020
Property Address	29 SPRUCE LN, DOVER, NH 03820-4409
Document Number	0047360526
Book / Page	004736 / 000526
Instrument Date	Feb 6, 2020
Instrument	2761
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	283 DURHAM RD DOVER NH 038205300, DOVER, NH 03820-5300

Mortgage

Document Number	47360528
Date	Feb 24, 2020
Book Page	004736/000528
Instrument	2762

Lender

Name	CMG MTG
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	29 SPRUCE LN, DOVER, NH 03820-4409
Document Number	0044760130
Book / Page	004476 / 000130
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	29 SPRUCE LN DOVER NH 038204409, DOVER, NH 03820-4409

Mortgage

Document Number	0044760130
Date	May 15, 2017
Book Page	004476/000130
Instrument	6334

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 14, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,299.00 (+8.32%)	$879,000 (-) Land $206,700 Building $672,300
2024	$15,971.00 (+24.7%)	$879,000 (+28.34%) Land $206,700 Building $672,300
2023	$12,808.00 (+15.3%)	$684,900 (+22.33%) Land $206,700 Building $478,200	$601,445
2022	$11,108.00	$559,900 Land $186,000 Building $373,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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