29 Spruce Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 29 Spruce Dr, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1971
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2019)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J0144200`

Property Details

APN / Parcel Number

Primary APN	`J0144200`
Alternative APN	`PROS M:115 B:143 L:29`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	2,600 sqft
Basement Area	1,250 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	J0144200
Street Address	29 SPRUCE DR
City	PROSPECT
State	CT
Zip	06712-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	143
Legal Lot Number	29
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1011
Census Tract	347100

Owner

Source: Prospect Town records · APN J0144200

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	29 SPRUCE DR, PROSPECT, CT 06712-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage ION BANK
Aug 05, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC
Aug 19, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Deed Book / Page	843 / 226
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	29 SPRUCE DR, PROSPECT, CT 06712-1722
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	812-63
Date	Oct 25, 2017
Book Page	812/63

Lender

Name	ION BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	29 SPRUCE DR, PROSPECT, CT 06712-1722
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	864-225
Date	Aug 05, 2020
Book Page	864/225

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Aug 19, 2019
Property Address	29 SPRUCE DR, PROSPECT, CT 06712-1722
Document Number	843-226
Book / Page	000843 / 000226
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SPRUCE DR PROSPECT CT 067121722, PROSPECT, CT 06712-1722

Mortgage

Document Number	843-228
Date	Aug 19, 2019
Book Page	000843/000228

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,368.00	$249,060 (+54.28%) Land $64,750 Building $184,310	$174,342 Land $45,325 Building $129,017
2024	$6,368.00 (+23.58%)
2023	$5,153.00 (-0.1%)	$161,430 (-) Land $64,750 Building $96,680
2022	$5,158.00	$161,430 Land $64,750 Building $96,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 96 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

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