Henderson County property record for 29 Spring Rock Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,156 sqft · built 1980 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,302 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9642115885 |
| Primary APN | 9642115885 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,156 sqft Heated Area |
| 1st Floor Area | 1,377 sqft |
| Basement Area | 1,378 sqft |
| Finished Basement | 689 sqft |
| Unfinished Basement | 689 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 128 sqft |
| Balcony Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 802823 |
|---|---|
| Street Address | 29 SPRING ROCK RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 802823~MR- |
| Legal Description | OFF GALLUP RD |
| Legal Subdivision | MILLS RIVER MAP |
| Legal Block | 11 |
| Legal Lot Number | 5885 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 930701 |
29 Spring Rock Rd is owned and occupied by an individual.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 SPRING ROCK RD, MILLS RIVER, NC 28759-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 29 SPRING ROCK RD, MILLS RIVER, NC 28759-4613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 29 SPRING ROCK RD, MILLS RIVER, NC 28759-4613 |
| Document Number | 0040040100 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 4004/100 |
| Instrument | 1000992192 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 29 Spring Rock Rd was $1,302.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,200 Land $81,800 Building $220,400 | ||
| 2025 | $1,302.00 | ||
| 2023 | $302,200 Land $81,800 Building $220,400 | $302,200 Land $81,800 Building $220,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Spring Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 29 Spring Rock Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Spectrum, T-Mobile.
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