29 Spencer Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 29 Spencer Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 1940
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$466,000 (Jan 2014)
Tax Bill	$14,240 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01901-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`02-01901-0000-00008`
Alternative APN	`0200097000000040`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200097000000040
Street Address	29 SPENCER RD
City	BASKING RIDGE
State	NJ
Zip	07920-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Block	1901
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2006
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 SPENCER RD, BASKING RIDGE, NJ 07920-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2014 · Amount on Record
Deed Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	2014861
Deed Book / Page	6694 / 2116
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	29 SPENCER RD, BASKING RIDGE, NJ 07920-1816
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010094
Date	Feb 12, 2021
Book Page	7308/3635
Instrument	2021010094

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	WESTFIELD, NJ 07090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	29 SPENCER RD, BASKING RIDGE, NJ 07920-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047082
Date	Dec 5, 2019
Book Page	7172/1290
Instrument	2019047082

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,400 (+6.38%) Land $409,200 Building $488,200	$897,400 (+6.38%) Land $409,200 Building $488,200
2025	$14,240.00 (+3.58%)	$843,600 (+18.18%) Land $399,200 Building $444,400	$843,600 (+18.18%) Land $399,200 Building $444,400
2024	$13,748.00 (-1%)
2023		$713,800 Land $359,200 Building $354,600	$713,800 Land $359,200 Building $354,600
2022	$13,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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