29 Smith Gage Rd, Smith, NV 89430 Property Records

Lyon County property record for 29 Smith Gage Rd, Smith, NV 89430

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,484 sqft · built 1966
Lot Size	1.78 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2021)
Tax Bill	$1,643 (2026)
Deeds & Mortgages	Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-491-06`

Property Details

APN / Parcel Number

Primary APN	`010-491-06`
Alternative APN	`1049106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Lot Area	77,972 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Storage Building	170 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	29 SMITH GAGE RD
City	SMITH
State	NV
Zip	89430
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR3
Legal Description	19-11-24 FRNW4SE4
Legal Block	2
Jurisdiction	LYON NV
Township / Civil Division	SMITH VALLEY
Census Block Group	2
Census Block	2074
Census Tract	960801

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 SMITH GAGE RD, SMITH, NV 89430-9701
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage PREMIER AMERICAN TITLE
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage ISN CORPORATION
Feb 17, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 5, 2021	Affidavit of Death, Transfer WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Deed Document Number	2021631216
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	29 SMITH GAGE RD, SMITH, NV 89430
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	PREMIER AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	29 SMITH GAGE RD, SMITH, NV 89430
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SMITH GAGE RD, SMITH, NV 89430

Mortgage

Document Number	0000672807
Date	Aug 14, 2023
Instrument	672807

Lender

Name	ISN CORPORATION
Type	Non-Lending Institution
Address	OKLAHOMA CITY, OK 73106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2053

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Feb 17, 2021
Property Address	29 SMITH GAGE RD, SMITH, NV 89430
Document Number	0000631216
Instrument Date	Dec 31, 2020
Instrument	631216
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ETRCO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,521.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 WILLINGTON DR, SPRING CREEK, NV 89815-7078

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	158 GRANT VIEW DR, SMITH, NV 89430-9402

Mortgage

Document Number	0000631217
Date	Feb 17, 2021
Instrument	631217

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LYON NV
Recording Date	Jan 5, 2021
Property Address	29 SMITH GAGE RD, SMITH, NV 89430
Document Number	0000627996
Instrument Date	Dec 31, 2020
Instrument	627996
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SMITH GAGE RD SMITH NV 89430, SMITH, NV 89430

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,643.00 (+25.23%)	$59,527 (+6.97%) Land $21,000 Building $38,527	$170,077 (+6.97%) Land $60,000 Building $110,077
2023	$1,312.00 (+4.71%)	$55,646 (+51.16%) Land $21,000 Building $34,646	$158,989 (+51.16%) Land $60,000 Building $98,989
2022	$1,253.00	$36,813 Land $5,250 Building $31,563	$105,179 Land $15,000 Building $90,179

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
Frontier DSL	115 / 7
Northern Nevada High Speed Internet Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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