29 Simon Atherton Row, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 29 Simon Atherton Row, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,128 sqft · built 1977
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$566,000 (May 2020)
Tax Bill	$14,395 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:2 B:44`

Property Details

APN / Parcel Number

Primary APN	`HARV M:2 B:44`
Alternative APNs	`M:002.0 P:0044-0000.0` `1250020004400000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
Gross Area	5,658 sqft
Basement Area	823 sqft
Unfinished Basement	823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250020004400000
Street Address	29 SIMON ATHERTON ROW
City	HARVARD
State	MA
Zip	01451-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	44
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1005
Census Tract	761402

Owner

29 Simon Atherton Row is owned and occupied by an individual who bought it in May 2020.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	29 SIMON ATHERTON ROW, HARVARD, MA 01451-1222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit ENVISION BANK
Nov 8, 2018	Deed of Trust, Mortgage DIGITAL FCU
May 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Prior Sale	Jun 27, 2002 · Amount on File
Deed Document Number	202054789
Deed Book / Page	62484 / 35
Prior Transfer Date	May 27, 2020
Prior Transfer Doc	62484-35
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	29 SIMON ATHERTON ROW, HARVARD, MA 01451-1222
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070154-313
Date	Feb 1, 2024
Book Page	70154/313
Instrument	7811

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	29 SIMON ATHERTON ROW, HARVARD, MA 01451-1222
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066679-256
Date	Dec 6, 2021
Book Page	66679/256
Instrument	170139

Lender

Name	ENVISION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	29 SIMON ATHERTON ROW, HARVARD, MA 01451-1222
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59662-236
Date	Nov 8, 2018
Book Page	59662/236
Instrument	118877

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	May 28, 2020
Property Address	29 SIMON ATHERTON ROW, HARVARD, MA 01451-1222
Document Number	62484-35
Book / Page	62484 / 35
Instrument Date	May 27, 2020
Instrument	54789
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	METROPOLITAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SIMON ATHERTON ROW, HARVARD, MA 01451-1222

Mortgage

Document Number	54790
Date	May 28, 2020
Instrument	54790

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 29 Simon Atherton Row was $14,395, up 5% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,395.00 (+5.03%)	$919,800 (-) Land $271,000 Building $648,800
2024	$13,705.00 (+0.78%)	$919,800 (+12.35%) Land $271,000 Building $648,800	$793,535
2023	$13,599.00	$818,700 Land $251,100 Building $567,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Simon Atherton Row in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Simon Atherton Row is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

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