Polk County property record for 29 Shadow Ln, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,656 sqft · built 1978 |
| Lot Size | 0.654 acres (28,466 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jan 2026) |
| Tax Bill | $5,922 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-24-141870-002180 |
| Primary APN | 23-29-24-141870-002180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 3,256 sqft |
| 1st Floor Area | 2,160 sqft |
| Upper Floors Area | 496 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 28,466 sqft (0.654 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Pool Type | Enclosed Pool |
| Porch | Screened/Unfinished Porch |
| Porch Area | 594 sqft |
| Cooling System | Central |
|---|
| Street Address | 29 SHADOW LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-3592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISTINA WOODS PHASE 6 PB 65 PGS 40 THRU 42 LOT 218 & AN UNDIVIDED INTEREST IN TRACT A |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | CHRISTINA WOODS PHASE 06 |
| Legal Phase | 6 |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 218 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11835 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 SHADOW LN, LAKELAND, FL 33813-3592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Apr 8, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Oct 17, 2018 | Warranty Deed, Transfer ISLAND TITLE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2026 · Amount on Record |
| Deed Sale | Jan 26, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2018 · Amount on Record |
| Deed Document Number | 202620041 |
| Deed Book / Page | 13858 / 1686 |
| Prior Transfer Date | Aug 2, 2011 |
| Prior Transfer Doc | 0000147943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 26, 2026 |
| Property Address | 29 SHADOW LN, LAKELAND, FL 33813-3592 |
| Document Number | 0000020041 |
| Book / Page | 13858 / 1686 |
| Map Reference | MB 65 PG 40 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026020041 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | MILLENIA TITLE LLC, MILLER TROIANO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 E CHRISTINA BLVD, LAKELAND, FL 33813-4517 |
| Name | Verified Name |
|---|---|
| Address | 29 SHADOW LN, LAKELAND, FL 33813-3592 |
| Document Number | 0138581688 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 13858/1688 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 29 SHADOW LN, LAKELAND, FL 33813-3592 |
| Document Number | 0108380294 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29 SHADOW LN LAKELAND FL 338133592, LAKELAND, FL 33813-3592 |
| Document Number | 0108380294 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 010838/000294 |
| Instrument | 96651 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 9, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 17, 2018 |
| Property Address | 29 SHADOW LN, LAKELAND, FL 33813-3592 |
| Document Number | 0106430962 |
| Book / Page | 010643 / 000962 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 218730 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2018 |
| Title Company | ISLAND TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,528.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 6362 LAKELAND FL 338076362, LAKELAND, FL 33807-6362 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,362 (+7.05%) Land $66,000 Building $424,362 | $490,362 (+7.05%) Land $66,000 Building $424,362 | |
| 2025 | $5,922.00 (+60.92%) | $458,066 (+64.33%) Land $66,000 Building $392,066 | $458,066 (+0.8%) Land $66,000 Building $392,066 |
| 2023 | $3,680.00 (+3.05%) Homeowner's exemption | $278,750 (+3%) | $454,435 (+14.22%) Land $64,000 Building $390,435 |
| 2022 | $3,571.00 Homeowner's exemption | $270,631 | $397,852 Land $60,000 Building $337,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 8 (1979–2022) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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