St. Johns County property record for 29 Sea Oaks Dr, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,938 sqft · built 1988 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $845,000 (Oct 2025) |
| Tax Bill | $10,749 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 164172-0150 |
| Primary APN | 164172-0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,490 sqft |
| 1st Floor Area | 1,686 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 29 SEA OAKS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 20/68-69 SEA OAKS UNIT 1 LOT 15 BLK 2 OR6244/649 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | SEA OAKS UNIT 1 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21409 |
Source: St. Johns County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage JONIRA LLC |
| Apr 5, 2022 | Deed of Trust, Mortgage · Balloon Mortgage DAVID KEEL IRA |
| May 16, 2024 | Deed of Trust, Mortgage · Commercial Mortgage VFORMATION INC |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Jan 27, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Dec 16, 2024 · Amount on Record |
| Deed Document Number | 202586627 |
| Deed Book / Page | 6244 / 649 |
| Prior Transfer Date | Jan 22, 2021 |
| Prior Transfer Doc | 0051630910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 29 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 5477 PRESTON BENTLEY DR, JACKSONVILLE, FL 32218-4244 |
| Document Number | 0057121467 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 5712/1467 |
| Instrument | 2023013760 |
| Name | JONIRA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85018 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Mar 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 29 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2301 NEW YORK AVE, NORTH WILDWOOD, NJ 08260-2514 |
| Document Number | 0055310529 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 5531/529 |
| Instrument | 2022035456 |
| Name | DAVID KEEL IRA |
|---|---|
| Type | Non-Lending Institution |
| Address | JACKSONVILLE, FL 32211 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 29 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 80 ALGERIA STREET, DUBAI XX |
| Document Number | 0059500713 |
|---|---|
| Date | May 16, 2024 |
| Book Page | 5950/713 |
| Instrument | 2024037664 |
| Name | VFORMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BURLINGAME, CA 94010 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Apr 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 29 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Document Number | 0062440649 |
| Book / Page | 6244 / 649 |
| Map Reference | MB 20 PG 68&69 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 2025086627 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,915.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 CONSTITUTION DR, PONTE VEDRA, FL 32081-0235 |
| Name | Verified Name |
|---|---|
| Address | 29 SEA OAKS DR, ST AUGUSTINE, FL 32080-7914 |
| Document Number | 0006244651 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 6244/651 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 29 SEA OAKS DR, SAINT AUGUSTINE, FL 32080-7914 |
| Document Number | 0051630910 |
| Book / Page | 005163 / 000910 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 9634 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 29 SEA OAKS DR ST AUGUSTINE FL 320807914, ST AUGUSTINE, FL 32080-7914 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,633 (+18.07%) Land $300,000 Building $448,633 | $748,633 (+18.07%) Land $300,000 Building $448,633 | |
| 2025 | $10,749.00 (+6.2%) | $634,059 (+0.47%) | $634,059 (+0.47%) Land $300,000 Building $334,059 |
| 2024 | $10,121.00 (+32.01%) | $631,098 (+23.08%) | $631,098 (+8.96%) Land $225,000 Building $406,098 |
| 2023 | $7,667.00 (+1.54%) Homeowner's exemption | $512,761 (+3%) | $579,203 (+16.35%) Land $225,000 Building $354,203 |
| 2022 | $7,551.00 Homeowner's exemption | $497,826 | $497,826 Land $190,400 Building $307,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 232 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 362 units insured incl. 130 condo units |
| Nearby Flood Claims | 11 (2016–2024) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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