29 Ryapple Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 29 Ryapple Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,049 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$25,500 (Jan 2017)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00600-0110`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00600-0110`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,049 sqft Heated Area
Gross Area	3,289 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	1,671 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	324 sqft
Deck Area	446 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	29 RYAPPLE LN
City	PALM COAST
State	FL
Zip	32164-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 29 BL 60 LT 11 OR 251 PG 210 OR 595 PG 993 OR 616 PG 960-QC OR 1051 PG 685 OR 1289/617 OR 1749/305-DC- GEORGE
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	60
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3030
Census Tract	60214

Owner

29 Ryapple Ln is owned and occupied by an individual who bought it in January 2017.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	29 RYAPPLE LN, PALM COAST, FL 32164-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jan 20, 2017	Warranty Deed, Transfer · Conventional Mortgage BESTWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Prior Sale	May 28, 2014 · Amount on File
Deed Document Number	2017002446
Deed Book / Page	2182 / 0515
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	29 RYAPPLE LN, PALM COAST, FL 32164-3409
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RYAPPLE LN, PALM COAST, FL 32164-3409

Mortgage

Document Number	0025140097
Date	Jan 8, 2021
Book Page	2514/97
Instrument	2021001070

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 20, 2017
Property Address	29 RYAPPLE LN, PALM COAST, FL 32164-3409
Document Number	0021820515
Book / Page	2182 / 0515
Map Reference	MB10 PG17-29
Instrument Date	Jan 18, 2017
Instrument	2017002446
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COAST TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 RYAPPLE LN, 29, PALM COAST, FL 32164-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RYAPPLE LN, PALM COAST, FL 32164-3409

Mortgage

Document Number	2017002447
Date	Jan 20, 2017
Instrument	2017002447

Lender

Name	BESTWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 29 Ryapple Ln was $1,279 with exemptions applied.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$224,114	$333,543 Land $55,000 Building $278,543
2023	$1,516.00 (+1.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$211,454 (+3%)	$326,087 (+4.65%) Land $43,000 Building $283,087
2022	$1,499.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$205,295	$311,583 Land $44,500 Building $267,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Ryapple Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Ryapple Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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