29 Riverside Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 29 Riverside Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,272 sqft · built 2002
Lot Size	0.53 acres (22,901 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2020)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 6 83`

Property Details

APN / Parcel Number

Primary APN	`18A 6 83`
Alternative APN	`10186`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,272 sqft
Basement Area	636 sqft
Finished Basement	636 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,901 sqft (0.53 acres)
Terrain	Rolling
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	308 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10186
Street Address	29 RIVERSIDE DR
City	PALMYRA
State	VA
Zip	22963-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200002903 RIVERSIDE-6 LOT 83 NONE
Legal Subdivision	RIVERSIDE LAKE MONTICELLO
Legal Block	8
Legal Lot Number	83
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4002
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 83

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	29 RIVERSIDE DR, PALMYRA, VA 22963-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2020 · Amount on Record
Deed Sale	Aug 06, 2020 · Amount on Record
Prior Sale	Aug 17, 2011 · Amount on Record
Deed Document Number	20202903
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 06, 2020
Property Address	29 RIVERSIDE DR, PALMYRA, VA 22963-2016
Document Number	200002903
Map Reference	DB 82 PG 481
Instrument Date	Aug 03, 2020
Instrument	200002903
Transaction Type	Transfer
Record Updated	Jul 06, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RIVERSIDE DR, PALMYRA, VA 22963-2016

Mortgage

Document Number	200002904
Date	Aug 06, 2020
Instrument	200002904

Lender

Name	MEMBER OPTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,800 (-) Land $30,000 Building $373,800	$403,800 (-) Land $30,000 Building $373,800
2025	$3,048.00 (+36.87%)	$403,800 (+53.01%) Land $30,000 Building $373,800	$403,800 (+53.01%) Land $30,000 Building $373,800
2023		$263,900 Land $30,000 Building $233,900	$263,900 Land $30,000 Building $233,900
2022	$2,227.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 257 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE MONTICELLO private · serves 12,943 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.