29 Reef Pt, Hull, MA 02045 Property Records

Plymouth County and Hull Town property record for 29 Reef Pt, Hull, MA 02045

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,710 sqft · built 1889
Lot Size	0.402 acres (17,524 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Nov 2001)
Tax Bill	$19,214 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone VE (high risk)
APN	`54-011`

Property Details

APN / Parcel Number

Primary APN	`54-011`
Alternative APN	`HULL M:00054 P:00011`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	3,710 sqft Living Area
Gross Area	6,388 sqft
Basement Area	1,314 sqft
Unfinished Basement	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,524 sqft (0.402 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	54-011
Street Address	29 REEF PT
City	HULL
State	MA
Zip	02045-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFB
Jurisdiction	HULL MA
Township / Civil Division	HULL
Census Block Group	2
Census Block	2018
Census Tract	500103

Owner

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	29 REEF PT, HULL, MA 02045-3345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK
Jul 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
Jul 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK
Jul 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2001 · Amount on Record
Deed Sale	Nov 20, 2001 · Amount on Record
Deed Book / Page	20943 / 299
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	29 REEF PT, HULL, MA 02045-3345
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55866-177
Date	Oct 19, 2021
Book Page	55866/177
Instrument	118712

Lender

Name	HARBORONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	29 REEF PT, HULL, MA 02045-3345
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53031-287
Date	Jul 6, 2020
Book Page	53031/287
Instrument	58539

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	29 REEF PT, HULL, MA 02045-3345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53031-273
Date	Jul 6, 2020
Book Page	53031/273
Instrument	58538

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HULL MA
Property Address	29 REEF PT, HULL, MA 02045-3345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53030-185
Date	Jul 6, 2020
Book Page	53030/185
Instrument	58466

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hull Town
Unified School District	Hull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,214.00 (+8.12%)	$1,715,500 (+12.46%) Land $792,500 Building $923,000	$2,101,780
2024	$17,771.00 (-0.41%)	$1,525,400 (+4.04%) Land $690,600 Building $834,800
2023	$17,844.00	$1,466,200 Land $676,800 Building $789,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	25.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	32 (1991–2021)
Claims Outside the SFHA	1 of 32
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 8 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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