Westerly Town property record for 29 Railroad Ave, Westerly, RI 02891
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 5,981 sqft · built 1910 |
| Lot Size | 0.365 acres (15,910 sqft) |
| Owner | Individual Name on File |
| Last Sale | $785,000 (Oct 2025) |
| Tax Bill | $4,929 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Oct 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:56 B:51 |
| Primary APN | WEST M:56 B:51 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,981 sqft Total Area |
| Gross Area | 8,453 sqft |
| 1st Floor Area | 333 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,910 sqft (0.365 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 19204796 |
|---|---|
| Street Address | 29 RAILROAD AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1817 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Legal Block | 51 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 50801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westerly Downtown Historic District listed 1984 · 43 contributing resources · NRIS 84002055 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
29 Railroad Ave, a commercial property, is owned by an individual who bought it in October 2025.
Source: Westerly Town records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 ASHAWAY RHODE, HOPKINTON, RI 02833 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Oct 10, 2025 | Warranty Deed, Transfer |
| Sep 16, 2017 | Deed of Trust, Mortgage · Line of Credit WESTERLY CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Oct 20, 2015 · Amount on File |
| Deed Book / Page | 2025 / 14686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 29 RAILROAD AVE, WESTERLY, RI 02891-1817 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02024-1797 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 2024/1797 |
| Instrument | 2024-521 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 10, 2025 |
| Property Address | 29 RAILROAD AVE, WESTERLY, RI 02891-1817 |
| Document Number | 2025-14686 |
| Book / Page | 2025 / 14686 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025-3549 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 ASHAWAY RHODE, HOPKINTON, RI 02833 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 29 RAILROAD AVE, WESTERLY, RI 02891-1817 |
| Document Number | 2017-7127 |
| Book / Page | 002017 / 017127 |
| Instrument Date | Sep 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29 RAILROAD AVE WESTERLY RI 028911817, WESTERLY, RI 02891-1817 |
| Document Number | 2017-7127 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 002017/017127 |
| Instrument | 4219 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 29 Railroad Ave was $4,929.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,929.00 | $633,500 Land $133,700 Building $499,800 |
| 2023 | $2,616.00 (+0.58%) | $257,500 (-) Land $121,900 Building $135,600 |
| 2022 | $2,601.00 | $257,500 Land $121,900 Building $135,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 29 Railroad Ave in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 23 (1982–2021) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 29 Railroad Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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