29 Pearl St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 29 Pearl St, Wakefield, MA 01880

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,192 sqft · built 1925
Lot Size	0.122 acres (5,301 sqft)
Owner	2 Trust Names on File
Last Sale	$181,000 (Sep 1986)
Tax Bill	$8,489 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30103`

Property Details

APN / Parcel Number

Primary APN	`30103`
Alternative APN	`WAKE M:000016 B:0085 P:000107`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,192 sqft Living Area
Gross Area	3,726 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,301 sqft (0.122 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30103
Street Address	29 PEARL ST
City	WAKEFIELD
State	MA
Zip	01880-5003
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Subdivision	WAKEFIELD
Legal Block	85
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	5
Census Block	5000
Census Tract	335100

Owner

29 Pearl St, a duplex, is owner-occupied and held in a trust since February 2026.

Source: Middlesex County and Wakefield Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	29 PEARL ST, WAKEFIELD, MA 01880-5003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINCHESTER COOPERATIVE BANK
Feb 26, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 4, 2025	Quit Claim Deed, Transfer Quitclaim
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1986 · Amount on File
Deed Sale	Sep 16, 1986 · Amount on File
Last Transfer Date	Feb 20, 2026
Transfer Doc	085270-551
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	29 PEARL ST, WAKEFIELD, MA 01880-5003
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00084903-9
Date	Nov 20, 2025
Book Page	84903/9
Instrument	142430

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 19, 2032
Index	5-Year CMT

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Feb 26, 2026
Property Address	29 PEARL ST, WAKEFIELD, MA 01880-5003
Document Number	085270-551
Book / Page	85270 / 551
Instrument Date	Feb 20, 2026
Instrument	20733
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 PEARL ST, WAKEFIELD, MA 01880-5003

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Nov 4, 2025
Property Address	29 PEARL ST, WAKEFIELD, MA 01880-5003
Document Number	084834-590
Book / Page	84834 / 590
Instrument Date	Nov 3, 2025
Instrument	134974
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 PEARL ST, WAKEFIELD, MA 01880-5003

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	29 PEARL ST, WAKEFIELD, MA 01880-5003
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080100-571
Date	May 9, 2022
Book Page	80100/571
Instrument	69693

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 29 Pearl St was $8,489, down 1% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,489.00 (-0.98%)	$747,900 (-1.85%) Land $364,700 Building $383,200	$803,948
2024	$8,573.00 (+5.24%)	$762,000 (+9.72%) Land $371,600 Building $390,400
2023	$8,146.00	$694,500 Land $338,700 Building $355,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 29 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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