29 Parker St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 29 Parker St, Gardner, MA 01440

Property Summary

Property Type	Bank, Financial Building
Details	2 ba · 18,242 sqft · built 1908
Lot Size	0.581 acres (25,298 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Apr 2024)
Tax Bill	$11,031 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M22 B:5 L:27`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M22 B:5 L:27`
Alternative APN	`M:O-24 B:0124 L:0027`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	3 Stories
Building Area	18,242 sqft Total Area
Gross Area	25,824 sqft
Basement Area	6,336 sqft
Unfinished Basement	6,336 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	25,298 sqft (0.581 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	29 PARKER ST
City	GARDNER
State	MA
Zip	01440-8332
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	C1
Legal Block	5
Legal Lot Number	27
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3001
Census Tract	707300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Gardner Square Historic District listed 1985 · 35 contributing resources · NRIS 85003185

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 PARKER ST, GARDNER, MA 01440-3807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Quit Claim Deed, Transfer · Commercial Mortgage AVIDIA BANK
Nov 16, 2022	Quit Claim Deed, Transfer · Commercial Mortgage AVIDIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	202425524
Deed Book / Page	70375 / 292
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 8, 2024
Property Address	29 PARKER ST, GARDNER, MA 01440-8332
Document Number	070375-292
Book / Page	70375 / 292
Instrument Date	Apr 8, 2024
Instrument	25524
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PARKER ST, GARDNER, MA 01440-3807

Mortgage

Document Number	0000123019
Date	Apr 8, 2024
Instrument	123019

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 16, 2022
Property Address	29 PARKER ST, GARDNER, MA 01440-8332
Document Number	068493-259
Book / Page	68493 / 259
Instrument Date	Nov 9, 2022
Instrument	123013
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 CHERRY ST, HUDSON, MA 01749-2977

Mortgage

Document Number	0000121162
Date	Nov 16, 2022
Instrument	121162

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,031.00 (+9,576.32%)	$801,100 (+0.41%) Land $169,800 Building $631,300
2025	$114.00 (-98.79%)	$797,800 (+26.7%) Land $166,500 Building $631,300
2024	$9,439.00 (-59.33%)	$629,700 (-56.23%) Land $158,500 Building $471,200
2023	$23,208.00	$1,438,800 Land $102,500 Building $1,336,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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