Berkeley County property record for 29 Osprey Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1996 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Apr 2022) |
| Tax Bill | $1,900 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14J-0255.0000 |
| Primary APN | 02-14J-0255.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,454 sqft (0.239 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07216316 |
|---|---|
| Street Address | 29 OSPREY LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .24 AC LOT 158 PHASE VIII SPRING MILLS SD |
| Legal Subdivision | PHASE VIII SPRING MILLS SD |
| Legal Lot Number | 158 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 971105 |
29 Osprey Ln is owned and occupied by an individual who bought it in April 2022.
Source: Berkeley County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 29 OSPREY LN, FALLING WATERS, WV 25419-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO |
| Apr 29, 2022 | Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on File |
| Deed Sale | Apr 29, 2022 · Amount on File |
| Prior Sale | Dec 1, 2016 · Amount on File |
| Deed Document Number | 20220017797 |
| Deed Book / Page | 1391 / 546 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 29 OSPREY LN, FALLING WATERS, WV 25419-4025 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003337/424 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 3337/424 |
| Instrument | 20190004320 |
| Name | BRANCH BANKING & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Apr 29, 2022 |
| Property Address | 29 OSPREY LN, FALLING WATERS, WV 25419-4025 |
| Document Number | 001391/546 |
| Book / Page | 1391 / 546 |
| Map Reference | PC 6 SL 104 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 20220017797 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 OSPREY LN, FALLING WATERS, WV 25419-4025 |
| Document Number | 20220017798 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 20220017798 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 29 Osprey Ln was $1,900 with exemptions applied.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,900.00 Homeowner's exemption Disabled Person's exemption | $176,340 Land $45,600 Building $130,740 | $293,900 Land $76,000 Building $217,900 |
| 2023 | $1,795.00 Homeowner's exemption Disabled Person's exemption | $162,060 Land $32,940 Building $129,120 | $270,100 Land $54,900 Building $215,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Osprey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Osprey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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