29 Oak St, Middletown, RI 02842 Property Records

Middletown Town property record for 29 Oak St, Middletown, RI 02842

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,190 sqft · built 1956
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Mar 2016)
Tax Bill$8,600 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Apr 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN201600204

Property Details

APN / Parcel Number

Primary APN201600204
Alternative APN
  • MIDD M:0108 B:NW L:319

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,190 sqft Living Area
Gross Area4,136 sqft
1st Floor Area1,170 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number201600204
Street Address29 OAK ST
CityMIDDLETOWN
StateRI
Zip02842-4960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal BlockNW
Legal Lot Number319
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2002
Census Tract40302

Owner

29 Oak St is owned and occupied by two individuals who bought it in March 2016.

Source: Middletown Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address29 OAK ST, MIDDLETOWN, RI 02842-4960
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Line of Credit
BANKNEWPORT
Apr 30, 2018Deed of Trust, Mortgage
PROVINCE MTG ASSOC
Jan 31, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Aug 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2016 · Amount on File
Deed SaleMar 24, 2016 · Amount on File
Prior SaleAug 4, 2003 · Amount on File
Deed Document Number2016703
Deed Book / Page1464 / 150
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address29 OAK ST, MIDDLETOWN, RI 02842-4960
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001763-195
DateMar 30, 2022
Book Page1763/195
Instrument839
Lender
NameBANKNEWPORT
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address29 OAK ST, MIDDLETOWN, RI 02842-4960
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1556-309
DateApr 30, 2018
Book Page1556/309
Instrument889
Lender
NamePROVINCE MTG ASSOC
TypeMortgage Company
Agreement
AmountAmount on Record
Term240 Months
DueApr 1, 2038

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address29 OAK ST, MIDDLETOWN, RI 02842-4960
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1634-279
DateJan 31, 2020
Book Page1634/279
Instrument318
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueFeb 1, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address29 OAK ST, MIDDLETOWN, RI 02842-4960
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1665-44
DateAug 11, 2020
Book Page1665/44
Instrument2415
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 29 Oak St was $8,600.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,600.00$729,400 Land $440,500 Building $288,900$891,657
2023$5,504.00 (+4.74%)$437,200 (-) Land $236,800 Building $200,400
2022$5,255.00$437,200 Land $236,800 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 29 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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