29 Neck Rd, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 29 Neck Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,046 sqft · built 1860
Lot Size	1.95 acres (85,321 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,976 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:21 L:47`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:21 L:47`
Alternative APNs	`00097400` `97400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,046 sqft Living Area
Gross Area	7,640 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,321 sqft (1.95 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	97400
Street Address	29 NECK RD
City	OLD LYME
State	CT
Zip	06371-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-30
Legal Lot Number	47
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2025
Census Tract	660101

Owner

29 Neck Rd is owned and occupied by two individuals.

Source: Old Lyme Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 NECK RD, OLD LYME, CT 06371-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Feb 15, 2017	Deed of Trust, Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	29 NECK RD, OLD LYME, CT 06371-1421
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000446-529
Date	Sep 23, 2021
Book Page	446/529

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	29 NECK RD, OLD LYME, CT 06371-1421
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446-529
Date	Sep 23, 2021
Book Page	446/529

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	29 NECK RD, OLD LYME, CT 06371-1421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	415-64
Date	Feb 15, 2017
Book Page	415/64

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 29 Neck Rd was $11,976.

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,976.00	$737,900 Land $236,800 Building $501,100	$516,530 Land $165,760 Building $350,770
2024	$11,976.00 (+16.14%)
2023	$10,312.00	$438,800 (-) Land $164,600 Building $274,200
2022	$10,312.00	$438,800 Land $164,600 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Neck Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neck Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures