29 N 5th St, Waterville, OH 43566 Property Records

Lucas County property record for 29 N 5th St, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,635 sqft · built 1917
Lot Size	0.252 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (May 2017)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Jul 2023 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`96-11901`

Property Details

APN / Parcel Number

Primary APN	`96-11901`
Alternative APN	`46028002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,635 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	627 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1917
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,000 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	154 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	29 N 5TH ST
City	WATERVILLE
State	OH
Zip	43566-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	WATERVILLE VILLAGE LOT 257
Legal Subdivision	WATERVILLE VILLAGE
Legal Lot Number	257
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	3
Census Block	3025
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 N 5TH ST, WATERVILLE, OH 43566-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Intrafamily Transfer, Transfer
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEE DIRECTIONS CU
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage DIRECTIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	0000022166
Last Transfer Date	Jul 12, 2023
Transfer Doc	0000021611
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Jul 12, 2023
Property Address	29 N 5TH ST, WATERVILLE, OH 43566-1318
Document Number	0000021611
Map Reference	VOL 28 PG 113
Instrument Date	Jun 21, 2023
Instrument	202307120021611
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 N 5TH ST, WATERVILLE, OH 43566-1318

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	29 N 5TH ST, WATERVILLE, OH 43566-1318
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022715
Date	May 6, 2021
Instrument	202105060022715

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	29 N 5TH ST, WATERVILLE, OH 43566-1318
Document Number	0000051026
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 N 5TH ST WATERVILLE OH 435661318, WATERVILLE, OH 43566-1318

Mortgage

Document Number	0000051026
Date	Nov 12, 2020
Instrument	51026

Lender

Name	MORTGAGEE DIRECTIONS CU
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 11, 2030

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	May 31, 2017
Property Address	29 N 5TH ST, WATERVILLE, OH 43566-1318
Document Number	0000022166
Instrument Date	May 25, 2017
Instrument	22166
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 N 5TH ST WATERVILLE OH 435661318, WATERVILLE, OH 43566-1318

Mortgage

Document Number	22167
Date	May 31, 2017
Instrument	22167

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00 (+4.67%)	$87,535 (-) Land $13,720 Building $73,815
2024	$4,242.00 (+20.65%)	$87,535 (+35.92%) Land $13,720 Building $73,815	$250,100 (+35.92%) Land $39,200 Building $210,900
2023	$3,516.00 (-0.96%)	$64,400 (-) Land $12,145 Building $52,255
2022	$3,550.00 Homeowner's exemption	$64,400 Land $12,145 Building $52,255
2021			$184,000 Land $34,700 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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