29 Mount Stephens Ct, Sacramento, CA 95835 Property Records

Sacramento County property record for 29 Mount Stephens Ct, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,876 sqft · built 2006
Lot Size	0.07 acres (3,054 sqft)
Owner	2 Trust Names on File
Last Sale	$385,000 (Aug 2019)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`201-1090-079-0000`

Property Details

APN / Parcel Number

Primary APN	`201-1090-079-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	605 sqft
2nd Floor Area	1,271 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	3,054 sqft (0.07 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	29 MOUNT STEPHENS CT
City	SACRAMENTO
State	CA
Zip	95835-1397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A-PUD
Legal Description	NATOMAS PARK COMMONS, LOT 79
Legal Subdivision	NATOMAS PARK COMMONS
Legal Lot Number	79
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	7111

Owner

29 Mount Stephens Ct is held in a trust since August 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1866 N BEND DR, SACRAMENTO, CA 95835-1208
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 2, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Jun 14, 2011 · Amount on File
Deed Book / Page	20190802 / 1099
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	4260000000282
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	29 MOUNT STEPHENS CT, SACRAMENTO, CA 95835-1397
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1866 N BEND DR, SACRAMENTO, CA 95835-1208

Mortgage

Document Number	0000001901
Date	Nov 30, 2021
Instrument	2021113001901

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 2, 2019
Property Address	29 MOUNT STEPHENS CT, SACRAMENTO, CA 95835-1397
Document Number	1908021099
Instrument Date	Aug 1, 2019
Instrument	1908021099
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1866 N BEND DR SACRAMENTO CA 958351208, SACRAMENTO, CA 95835-1208

Mortgage

Document Number	1908021100
Date	Aug 2, 2019
Instrument	1908021100

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	29 MOUNT STEPHENS CT, SACRAMENTO, CA 95835-1397
Document Number	1712281197
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MOUNT STEPHENS CT SACRAMENTO CA 958351397, SACRAMENTO, CA 95835-1397

Mortgage

Document Number	1712281197
Date	Dec 28, 2017
Instrument	1712281197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 29 Mount Stephens Ct was $6,009, down 3.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,469 (+2%) Land $122,703 Building $306,766
2025	$6,009.00 (-3.28%)	$421,049 Land $120,298 Building $300,751
2024	$6,213.00 (+4.83%)
2023	$5,927.00 (+1.63%)	$404,701 Land $115,628 Building $289,073
2022	$5,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29 Mount Stephens Ct in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 396 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	396 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Mount Stephens Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: DigitalPath, Fidium Fiber, Succeed.Net.

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