29 Midland St, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 29 Midland St, Cold Spring Harbor, NY 11724

Property Summary

Property Type	Single Family Home
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$2,385,000 (Dec 2023)
Tax Bill	$31,049 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0400-067.00-01.00-010.000`

Property Details

APN / Parcel Number

Primary APN	`0400-067.00-01.00-010.000`
Alternative APNs	`472689 067.00-01.00-010.000` `268906700001000100000000` `472600162820`

Exterior

Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Street Address	29 MIDLAND ST
City	COLD SPRING HARBOR
State	NY
Zip	11724-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	BLK LOT
Legal Subdivision	COLD SPG HILL DEVELOPMENT
Legal Block	100
Legal Lot Number	10
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	2
Census Block	2000
Census Tract	110104

Owner

29 Midland St is owned and occupied by two individuals who bought it in December 2023.

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 MIDLAND ST, COLD SPRING HARBOR, NY 11724-1826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Apr 6, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Feb 8, 2017	Grant Deed, Transfer · Conventional Mortgage US MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Feb 8, 2017 · Amount on File
Deed Book / Page	13229 / 500
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 15, 2023
Property Address	29 MIDLAND ST, COLD SPRING HARBOR, NY 11724-1826
Document Number	0132290500
Book / Page	13229 / 500
Instrument Date	Nov 3, 2023
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MIDLAND ST, COLD SPRING HARBOR, NY 11724-1826

Mortgage

Document Number	0002355576
Date	Dec 15, 2023
Instrument	23555/76

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.8%
Type Change Date	Dec 1, 2030
Max Rate At Change	2.7%
Index	1-Year CMT

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	29 MIDLAND ST, COLD SPRING HARBOR, NY 11724-1826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229150448
Date	Apr 6, 2018
Book Page	22915/448
Instrument	18-0062764

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	May 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 8, 2017
Property Address	29 MIDLAND ST, COLD SPRING HARBOR, NY 11724-1826
Document Number	0129000093
Book / Page	012900 / 000093
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 JENNINGS MEADOW RD COLD SPRING HARBOR NY 117241019, COLD SPRING HARBOR, NY 11724-1019

Mortgage

Document Number	227870929
Date	Feb 8, 2017
Book Page	022787/000929

Lender

Name	US MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Cold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,100 Land $1,600 Building $6,500	$1,800,000 (+10,789.29%) Land $355,556 Building $1,444,444
2024	$31,049.00		$16,530 (+12.24%) Land $3,265 Building $13,265
2023		$8,100 Land $1,600 Building $6,500	$14,727 Land $2,909 Building $11,818

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 29 Midland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Midland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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