29 Michael Way, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 29 Michael Way, Andover, MA 01810

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 4,631 sqft · built 1989
Lot Size	8.38 acres (365,395 sqft)
Owner	Individual Name on Record
Tax Bill	$10,078 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00093 B:00004 L:00032`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00093 B:00004 L:00032`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,631 sqft Living Area
Gross Area	5,688 sqft
Basement Area	1,684 sqft
Unfinished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	365,395 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	29 MICHAEL WAY
City	ANDOVER
State	MA
Zip	01810-4756
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SRB
Legal Block	4
Legal Lot Number	32
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1003
Census Tract	254403

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 MICHAEL WAY, ANDOVER, MA 01810-4756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK
Nov 7, 2018	Deed of Trust, Mortgage · Closed-End Mortgage STONEHAM COOPERATIVE BANK
Oct 30, 2018	Condominium Deed, Transfer NOT AVAILABLE
Jul 20, 2018	Condominium Deed, Transfer
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018
Deed Sale	Oct 30, 2018
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Book / Page	15664 / 320
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	29 MICHAEL WAY, ANDOVER, MA 01810-4756
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017197-150
Date	Oct 26, 2021
Book Page	17197/150
Instrument	35332

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	29 MICHAEL WAY, ANDOVER, MA 01810-4756
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15261-187
Date	Oct 16, 2017
Book Page	15261/187
Instrument	27036

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2037

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	29 MICHAEL WAY, ANDOVER, MA 01810-4756
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15673-88
Date	Nov 7, 2018
Book Page	15673/88
Instrument	27193

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2038

October 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 30, 2018
Property Address	29 MICHAEL WAY, ANDOVER, MA 01810-4756
Document Number	15664-320
Book / Page	015664 / 000320
Instrument Date	Sep 21, 2018
Instrument	26513
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MICHAEL WAY #32 ANDOVER MA 018104756, 32, ANDOVER, MA 01810-4756

July 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ANDOVER MA
Recording Date	Jul 20, 2018
Property Address	29 MICHAEL WAY, ANDOVER, MA 01810-4756
Document Number	15556-185
Book / Page	015556 / 000185
Instrument Date	Jul 12, 2018
Instrument	314
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$2,575.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 MICHAEL WAY #32 ANDOVER MA 018104756, 32, ANDOVER, MA 01810-4756

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	29 MICHAEL WAY, ANDOVER, MA 01810-4756
Document Number	15261-173
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15261-173
Date	Oct 16, 2017
Book Page	015261/000173
Instrument	27035

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,078.00 (+12.99%)	$806,900 (+16.52%) Building $806,900	$782,135
2024	$8,919.00 (+3.19%)	$692,500 (+9.45%) Building $692,500
2023	$8,643.00	$632,700 Building $632,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	13 (1983–2010)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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