Hyde County property record for 29 Lumpys Rd, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 576 sqft · built 1988 |
| Lot Size | 100 acres (4,356,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,060 (2025) |
| Deeds & Mortgages | Jul 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 9501406021 |
| Primary APN | 9501406021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 576 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 4,356,000 sqft (100 acres) |
| Deck Area | 96 sqft |
| Pole Barn | 252 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 9501406021 |
|---|---|
| Street Address | 29 LUMPYS RD |
| City | OCRACOKE |
| State | NC |
| Zip | 27960-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | 25/100 AC |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 920101 |
29 Lumpys Rd is owned by two individuals who acquired it in October 2022.
Source: Hyde County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 621, OCRACOKE, NC 27960-0621 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2022 |
| Transfer Doc | 0000411245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | Jul 10, 2019 |
| Property Address | 29 LUMPYS RD, NC |
| Document Number | 000281/517 |
| Book / Page | 281 / 517 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 407641 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 523, OCRACOKE, NC 27960-0523 |
The 2025 property tax bill for 29 Lumpys Rd was $2,060.
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,060.00 | $219,149 (-) Land $165,600 Building $53,549 | $219,149 (-) Land $165,600 Building $53,549 |
| 2024 | $2,060.00 (+59.57%) | $219,149 (+82.97%) Land $165,600 Building $53,549 | $219,149 (+82.97%) Land $165,600 Building $53,549 |
| 2023 | $1,291.00 | $119,776 Land $86,250 Building $33,526 | $119,776 Land $86,250 Building $33,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Lumpys Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Lumpys Rd is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
| Ocracoke Cable TV Cable | 10 / 1 |
5G (outdoors only) and 4G LTE
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