Cecil County property record for 29 Locust Point Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,856 sqft · built 1952 |
| Lot Size | 0.718 acres (31,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (Aug 1986) |
| Tax Bill | $3,230 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-018101 |
| Primary APN | 02-018101 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,856 sqft Total Area |
| Basement Area | 384 sqft |
| Finished Basement | 384 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 31,276 sqft (0.718 acres) |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 624 sqft |
| Patio Area | 171 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 018101 |
|---|---|
| Street Address | 29 LOCUST POINT RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-7739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | .7174 ACRE 29 LOCUST POINT ROAD S OF ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 2, CHESAPEAKE CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30200 |
29 Locust Point Rd is owned and occupied by two individuals who acquired it in January 2011.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 LOCUST POINT RD, ELKTON, MD 21921-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 1986 · Amount on File |
| Deed Sale | Aug 7, 1986 · Amount on File |
| Deed Book / Page | 174 / 194 |
| Last Transfer Date | Jan 6, 2011 |
| Transfer Doc | 0029600212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 29 LOCUST POINT RD, ELKTON, MD 21921-7739 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046860053 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 4686/53 |
| Name | DOVER FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, DE 19904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 29 Locust Point Rd was $3,230, up 3.6% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,230.00 (+3.63%) | $292,400 (+4.65%) | $305,400 (-) Land $100,600 Building $204,800 |
| 2025 | $3,117.00 | $279,400 | $305,400 Land $100,600 Building $204,800 |
| 2023 | $2,253.00 | $262,033 | $266,400 Land $100,600 Building $165,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Locust Point Rd in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 45 (1978–2024) |
| Claims Outside the SFHA | 4 of 45 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Locust Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures