Walton County property record for 29 Lagarza Ct, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,059 sqft · built 2017 |
| Lot Size | 0.073 acres (3,180 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,445,000 (Mar 2021) |
| Tax Bill | $64,614 (2023) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3S-18-16420-0NN-0030 |
| Primary APN | 27-3S-18-16420-0NN-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 4,059 sqft Living Area |
| Gross Area | 5,368 sqft |
| Interior Walls | Paneling |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 3,180 sqft (0.073 acres) |
| Lot Dimensions | 8 ft deep x 4 ft wide |
| Porch | Porch |
| Porch Area | 771 sqft |
| Patio Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1057681 |
|---|---|
| Street Address | 29 LAGARZA CT |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK NN ALYS BEACH PH 2B PB 16-81 OR 2939-207 OR 3188-3325 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | ALYS BEACH PH 2B |
| Legal Phase | 2B |
| Legal Block | NN |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950611 |
29 Lagarza Ct is owned by an individual who bought it in March 2021.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 480 HIDDEN VALLEY LN, COPPELL, TX 75019-4034 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUMMIT BANK NA |
| Mar 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on File |
| Deed Sale | Mar 19, 2021 · Amount on File |
| Prior Sale | Dec 26, 2013 · Amount on File |
| Deed Document Number | 20210013379 |
| Deed Book / Page | 3188 / 3325 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 29 LAGARZA CT, INLET BEACH, FL 32461-8214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031052867 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 3105/2867 |
| Instrument | 20190015669 |
| Name | SUMMIT BANK NA |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32406 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 19, 2021 |
| Property Address | 29 LAGARZA CT, INLET BEACH, FL 32461-8214 |
| Document Number | 0031883325 |
| Book / Page | 3188 / 3325 |
| Map Reference | MB 16 PG 81&81A |
| Instrument Date | Mar 18, 2021 |
| Instrument | 20210013379 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 611246, ROSEMARY BEACH, FL 32461-1002 |
| Name | Verified Name |
|---|---|
| Address | 480 HIDDEN VALLEY LN, COPPELL, TX 75019-4034 |
| Document Number | 0031883327 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 3188/3327 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.12% |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,727,652 Land $1,600,000 Building $5,127,652 | $6,727,652 Land $1,600,000 Building $5,127,652 | |
| 2023 | $64,614.00 (+8.94%) | $6,855,173 (+13.27%) Land $1,581,568 Building $5,273,605 | $6,855,173 (+13.27%) Land $1,581,568 Building $5,273,605 |
| 2022 | $59,310.00 | $6,051,973 Land $1,426,945 Building $4,625,028 | $6,051,973 Land $1,426,945 Building $4,625,028 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Lagarza Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Lagarza Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
May also be available: AT&T, Mediacom Xtream, T-Mobile, Verizon, Wildstar Networks.
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