29 Ladd St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 29 Ladd St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,168 sqft · built 1912
Lot Size	0.098 acres (4,251 sqft)
Owner	Individual Name on Record
Last Sale	$239,500 (Sep 2021)
Tax Bill	$3,837 (2026)
Deeds & Mortgages	May 2026 Sale Feb 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07425 P:0013`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07425 P:0013`
Alternative APN	`74250013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	596 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,251 sqft (0.098 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	74250013
Street Address	29 LADD ST
City	SPRINGFIELD
State	MA
Zip	01109-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	801800

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 LADD ST, SPRINGFIELD, MA 01109-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Other, Transfer
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SPRINGFIELD, CITY OF
Sep 8, 2021	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE
Aug 20, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	202162919
Deed Book / Page	24106 / 308
Transfer Doc	1174000565
Record Updated	Oct 29, 2026

May 2026: Other, Transfer

Document Type	Other
Jurisdiction	SPRINGFIELD MA
Recording Date	May 6, 2026
Property Address	29 LADD ST, SPRINGFIELD, MA 01109-3307
Document Number	026321-267
Book / Page	26321 / 267
Instrument Date	Mar 31, 2026
Instrument	202620007
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 LADD ST, SPRINGFIELD, MA 01109-3307

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	29 LADD ST, SPRINGFIELD, MA 01109-3307
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024903-417
Date	Feb 8, 2023
Book Page	24903/417
Instrument	6329

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 8, 2021
Property Address	29 LADD ST, SPRINGFIELD, MA 01109-3307
Document Number	24106-308
Book / Page	24106 / 308
Instrument Date	Sep 7, 2021
Instrument	62919
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 LADD ST, SPRINGFIELD, MA 01109-3307

Mortgage

Document Number	62920
Date	Sep 8, 2021
Instrument	62920

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 20, 2019
Property Address	29 LADD ST, SPRINGFIELD, MA 01109-3307
Document Number	22812-215
Book / Page	22812 / 215
Instrument Date	Aug 16, 2019
Instrument	47002
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HIGH ST, HOLYOKE, MA 01040-6503

Mortgage

Document Number	47003
Date	Aug 20, 2019
Instrument	47003

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,837.00 (+1.45%)	$248,200 (+2.9%) Land $23,200 Building $225,000	$244,786 (-12.51%)
2025	$3,782.00 (+13.23%)	$241,200 (+23.12%) Land $24,000 Building $217,200	$279,775 (-0.77%)
2024			$281,960
2023	$3,340.00	$195,900 Land $21,300 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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