29 Ladd Rd, Rome (Oakland), ME 04963 Property Records

Kennebec County and Rome Town property record for 29 Ladd Rd, Rome, ME 04963

Property Summary

Property Type	Single Family Home
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,500 (Oct 2025)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROME M:10 L:012-04`

Property Details

APN / Parcel Number

Primary APN	`ROME M:10 L:012-04`
Alternative APNs	`M:10 L:012=04` `1625`

Exterior

Lot Area	104,108 sqft (2.39 acres)

Location & Zoning

Account Number	1625
Street Address	29 LADD RD
City	ROME
State	ME
Zip	04963-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12-4
Jurisdiction	ROME ME
Township / Civil Division	ROME
Census Block Group	1
Census Block	1004
Census Tract	15500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Rome Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 LADD RD, ROME, ME 04963-3029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 21, 2025	Warranty Deed, Transfer ANDROSCOGGIN BANK
Jul 6, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Book / Page	15532 / 56
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	29 LADD RD, ROME, ME 04963-3029
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024011844
Date	Jun 17, 2024
Book Page	15078/81
Instrument	2024011844

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROME ME
Recording Date	Oct 21, 2025
Property Address	29 LADD RD, ROME, ME 04963-3029
Document Number	2025023598
Book / Page	15532 / 56
Instrument Date	Oct 17, 2025
Instrument	2025023598
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2025023600
Date	Oct 21, 2025
Instrument	2025023600

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROME ME
Recording Date	Jul 6, 2022
Property Address	29 LADD RD, ROME, ME 04963-3029
Document Number	2022015709
Book / Page	14503 / 260
Instrument Date	Jul 5, 2022
Instrument	2022015709
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 MACOMBER AVE, AUGUSTA, ME 04330-4912

Mortgage

Document Number	2022015710
Date	Jul 6, 2022
Instrument	2022015710

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Rome Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Rome Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,214.00 (+3.99%)	$351,400 (+105.5%) Land $59,200 Building $292,200
2024	$2,129.00 (+9.86%)	$171,000 (+0.59%) Land $27,800 Building $143,200
2022	$1,938.00	$170,000 Land $27,800 Building $142,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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