Rockland County and Orangetown Town property record for 29 Howard Ave, Tappan, NY 10983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,655 sqft · built 1966 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Nov 2010) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392489 74.17-4-64 |
| Primary APN | 392489 74.17-4-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,655 sqft Living Area |
| 1st Floor Area | 1,295 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0025921 |
|---|---|
| Old Parcel Number | 248907401700040640000000 |
| Street Address | 29 HOWARD AVE |
| City | TAPPAN |
| State | NY |
| Zip | 10983-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 60/49/401/30 |
| Legal Subdivision | PREL PARK |
| Legal Block | 4 |
| Legal Lot Number | 64.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | ORANGETOWN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 13401 |
29 Howard Ave is owned and occupied by an individual who bought it in November 2010.
Source: Rockland County and Orangetown Town records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 29 HOWARD AVE, TAPPAN, NY 10983-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2010 · Amount on File |
| Deed Sale | Nov 12, 2010 · Amount on File |
| Deed Document Number | 2010-00041205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 29 HOWARD AVE, TAPPAN, NY 10983-1005 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011002 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024-00011002 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 9, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 29 HOWARD AVE, TAPPAN, NY 10983-1005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CELTIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000036217 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020-00036217 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 29 HOWARD AVE, TAPPAN, NY 10983-1005 |
| Document Number | 0000036218 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | CELTIC TITLE AND ABSTRACT LLC, CELTIC TITLE & ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 29 HOWARD AVE TAPPAN NY 109831005, TAPPAN, NY 10983-1005 |
| Document Number | 0000036218 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 36218 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Orangetown Town |
| Unified School District | South Orangetown Central School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $209,000 (-) Land $63,800 Building $145,200 | $612,186 (+4.36%) Land $186,878 Building $425,308 |
| 2023 | $209,000 Land $63,800 Building $145,200 | $586,584 Land $179,062 Building $407,522 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 29 Howard Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 18 (1978–2018) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Howard Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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