Stephens County property record for 29 Herald Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,052 sqft · built 1986 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Jun 1998) |
| Tax Bill | $2,291 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022D 045 |
| Primary APN | 022D 045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,052 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 1,632 sqft |
| Carport | Carport |
| Carport Area | 392 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Canopy | 440 sqft |
| Utility Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 521465 |
|---|---|
| Old Parcel Number | 022D 045 |
| Street Address | 29 HERALD DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACT 5 RUBY CHATHAM ESTATE |
| Legal Subdivision | RUBY CHATHAM ESTATE |
| Legal Tract | 5 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 970401 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 HERALD DR, TOCCOA, GA 30577-7975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 1998 · Amount on Record |
| Deed Sale | Jun 16, 1998 · Amount on Record |
| Deed Document Number | 0000403105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 29 HERALD DR, TOCCOA, GA 30577-7975 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 29 HERALD DR, TOCCOA, GA 30577-7975 |
| Document Number | 0012950000000490 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 0000001295/0000000490 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2027 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,291.00 (+23.37%) Homeowner's exemption | $102,476 (+59.17%) Land $4,216 Building $98,260 | $256,190 (+59.16%) Land $10,541 Building $245,649 |
| 2023 | $1,857.00 (+2.37%) Homeowner's exemption | $64,383 (+5.61%) Land $4,216 Building $60,167 | $160,959 (+5.61%) Land $10,541 Building $150,418 |
| 2022 | $1,814.00 Homeowner's exemption | $60,962 Land $4,216 Building $56,746 | $152,406 Land $10,541 Building $141,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
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