Seneca County and Fayette Town property record for 29 Grove St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,180 sqft · built 1960 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Sep 2026) |
| Tax Bill | $4,906 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2023 Line of Credit + 1 more |
| APN | 452201 15-1-33.1 |
| Primary APN | 452201 15-1-33.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 29 GROVE ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 33.001 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950700 |
Source: Seneca County and Fayette Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 GROVE ST, WATERLOO, NY 13165-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE |
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Jul 10, 2024 | Warranty Deed, Transfer · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2024 · Amount on Record |
| Deed Document Number | 202676090 |
| Deed Book / Page | 1151 / 81 |
| Prior Transfer Date | Apr 23, 2003 |
| Prior Transfer Doc | 0664000247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Sep 29, 2026 |
| Property Address | 29 GROVE ST, WATERLOO, NY 13165-1832 |
| Document Number | 0000076090 |
| Book / Page | 1151 / 81 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202676090 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 29 GROVE ST, WATERLOO, NY 13165-1832 |
| Date | Sep 29, 2026 |
|---|
| Name | PREMIUM MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 29 GROVE ST, WATERLOO, NY 13165-1832 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001902/285 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 1902/285 |
| Instrument | 64196 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jul 10, 2024 |
| Property Address | 29 GROVE ST, WATERLOO, NY 13165-1832 |
| Document Number | 00001102/1 |
| Book / Page | 1102 / 1 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 67080 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 LILY POND RD, HARTFORD, VT 05047 |
| Document Number | 001927/312 |
|---|---|
| Date | Jul 10, 2024 |
| Book Page | 1927/312 |
| Instrument | 67081 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,906.00 (+9.41%) | ||
| 2025 | $4,484.00 (+17.81%) | $91,000 (-) Land $20,800 Building $70,200 | $159,600 (+15.74%) Land $36,480 Building $123,120 |
| 2024 | $3,806.00 (+131.65%) Homeowner's exemption | $91,000 (-) Land $20,800 Building $70,200 | $137,900 (+9.11%) Land $31,520 Building $106,380 |
| 2023 | $91,000 Land $20,800 Building $70,200 | $126,389 Land $28,889 Building $97,500 | |
| 2019 | $1,643.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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