29 Grace Ter, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 29 Grace Ter, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	3,140 sqft · built 1940
Lot Size	0.008 acres (366 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Aug 2024)
Tax Bill	$15,635 (2025)
Deeds & Mortgages	Aug 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-03289-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`07-03289-0000-00027`
Alternative APN	`070328900027`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,140 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	366 sqft (0.008 acres)
Lot Dimensions	122 ft deep x 3 ft wide

Location & Zoning

Street Address	29 GRACE TER
City	PASSAIC
State	NJ
Zip	07055-4503
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	3289
Legal Lot Number	27
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1005
Census Tract	175704

Owner

29 Grace Ter, a duplex, is owned by a company that bought it in August 2024.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	71 SPRING ST, PASSAIC, NJ 07055-5435
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Deed Document Number	202427296
Deed Book / Page	4763 / 220
Record Updated	Sep 20, 2026

August 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 30, 2024
Property Address	29 GRACE TER, PASSAIC, NJ 07055-4503
Document Number	0000027296
Book / Page	D4763 / 220
Instrument Date	Jul 2, 2024
Instrument	2024027296
Transaction Type	Construction Loan
Record Updated	Nov 3, 2025
Title Company	MEISTER ABSTRACT CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 BIANCA DR NE, PALM BAY, FL 32905-5801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 SPRING ST, PASSAIC, NJ 07055-5435

Mortgage

Document Number	0000027297
Date	Aug 30, 2024
Instrument	2024027297

Lender

Name	LOAN FUNDER LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 29 Grace Ter was $15,635, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,200 (-) Land $101,700 Building $265,500	$367,200 (-) Land $101,700 Building $265,500
2025	$15,635.00 (+3.27%)	$367,200 Land $101,700 Building $265,500	$367,200 Land $101,700 Building $265,500
2024	$15,140.00
2023		$367,200 Land $101,700 Building $265,500	$367,200 Land $101,700 Building $265,500
2022	$14,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Grace Ter in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1989–2021)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 29 Grace Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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