Kane County property record for 29 Garden Crescent Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,228 sqft · built 1993 |
| Owner | Individual Name on File |
| Last Sale | $133,000 (May 2015) |
| Tax Bill | $4,175 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-413-017 |
| Primary APN | 06-10-413-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 1,819 sqft |
| Basement Area | 591 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 29 GARDEN CRESCENT CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGENCY WOODS CONDOS OF ELGIN PHASE 3 UNIT 29 |
| Legal Subdivision | REGENCY WOODS CONDOS OF ELGIN |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | E,F |
| Legal Unit | 29 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 851000 |
29 Garden Crescent Ct is owned and occupied by an individual who bought it in May 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 GARDEN CRESCENT CT, ELGIN, IL 60123-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage MERS SPRING EQ LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2015 · Amount on File |
| Deed Sale | May 1, 2015 · Amount on File |
| Prior Sale | Oct 30, 2014 |
| Deed Document Number | 201522240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 29 GARDEN CRESCENT CT, ELGIN, IL 60123-2728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012324 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022K012324 |
| Name | MERS SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.19% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 29 GARDEN CRESCENT CT, ELGIN, IL 60123-2728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000095602 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021K095602 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 29 Garden Crescent Ct was $4,175 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,175.00 Homeowner's exemption Senior Citizen's exemption | $70,735 (+8.57%) Land $14,118 Building $56,617 | $212,290 (+8.57%) Land $42,371 Building $169,919 |
| 2024 | $65,152 Land $13,004 Building $52,148 | $195,534 Land $39,028 Building $156,507 | |
| 2022 | $3,397.00 (-13.8%) Homeowner's exemption | $53,670 (+6.96%) Land $10,712 Building $42,958 | $161,010 (+6.96%) Land $32,136 Building $128,874 |
| 2021 | $3,941.00 Homeowner's exemption | $50,178 Land $10,015 Building $40,163 | $150,534 Land $30,045 Building $120,489 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 29 Garden Crescent Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 29 Garden Crescent Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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