29 Front St, Palm Coast, FL 32137 Property Records

Flagler County property record for 29 Front St, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,483 sqft · built 2002
Lot Size	0.491 acres (21,388 sqft)
Owner	Individual Name on File
Last Sale	$952,000 (Mar 2022)
Tax Bill	$12,791 (2025)
Deeds & Mortgages	Mar 2022 Sale Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-31-2830-00000-0480`

Property Details

APN / Parcel Number

Primary APN	`15-11-31-2830-00000-0480`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,483 sqft Heated Area
Gross Area	3,594 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,388 sqft (0.491 acres)
Lot Width	70 ft Width
Driveway	Driveway
Driveway Area	493 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	210 sqft
Deck Area	615 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	29 FRONT ST
City	PALM COAST
State	FL
Zip	32137-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT STREET AT GRAND HAVEN PHASE 1 LOT 48 OR 693 PG 819 OR 711 PG 1064
Legal Range	31E
Legal Township	11S
Legal Section	15
Legal Subdivision	FRONT STREET AT GRAND HAVEN
Legal Phase	1
Legal Lot Number	48
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	4
Census Block	4004
Census Tract	60301

Owner

29 Front St is owned and occupied by an individual who bought it in March 2022.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	29 FRONT ST, PALM COAST, FL 32137-1454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer SELECT TITLE SERVICES INC, SELECT TITLE AGENCY
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Oct 9, 2000 · Amount on File
Deed Document Number	2022014409
Deed Book / Page	2669 / 436
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 18, 2022
Property Address	29 FRONT ST, PALM COAST, FL 32137-1454
Document Number	0026690436
Book / Page	2669 / 436
Map Reference	MB 30 PG 87
Instrument Date	Mar 15, 2022
Instrument	2022014409
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$6,664.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11238 SW VILLAGE CT APT 106, 11238, PORT SAINT LUCIE, FL 34987-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 SURFVIEW DR APT 408, 408, PALM COAST, FL 32137-5313

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	29 FRONT ST, PALM COAST, FL 32137-1454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024931551
Date	Nov 9, 2020
Book Page	2493/1551
Instrument	2020046347

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 29 Front St was $12,791.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,791.00	$703,822 Land $273,000 Building $430,822	$703,822 Land $273,000 Building $430,822
2023	$16,068.00 (+80.15%)	$719,988 (+87.3%) Land $273,000 Building $446,988	$719,988 (+15.08%) Land $273,000 Building $446,988
2022	$8,919.00 Homeowner's exemption	$384,406	$625,616 Land $261,450 Building $364,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 29 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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