29 Frederick Dr, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 29 Frederick Dr, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,744 sqft · built 1965
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Oct 2024)
Tax Bill	$5,059 (2026)
Deeds & Mortgages	Oct 2024 Refinance Jan 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`493089 154.09-2-5`

Property Details

APN / Parcel Number

Primary APN	`493089 154.09-2-5`
Alternative APNs	`308915400900020050000000` `00000006733`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	720 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000006733
Street Address	29 FREDERICK DR
City	APALACHIN
State	NY
Zip	13732-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1020
Census Tract	20402

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 VALLEY VIEW DR, ENDICOTT, NY 13760-8365
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Jan 26, 2015	Deed of Trust, Mortgage CITIBANK NA
Sep 23, 2016	Deed of Trust, Mortgage VISIONS FEDERAL CREDIT UNION
Oct 31, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST PRIORITY MORTGAGE INC
Oct 2, 2007	Deed, Transfer VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Oct 2, 2007 · Amount on Record
Deed Document Number	20243738
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	29 FREDERICK DR, APALACHIN, NY 13732-4128
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400003557
Date	Oct 18, 2024
Instrument	2024-00003557

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	29 FREDERICK DR, APALACHIN, NY 13732-4128
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0500000312
Date	Jan 26, 2015
Instrument	0500000312

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2045

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	29 FREDERICK DR, APALACHIN, NY 13732-4128
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16000003946
Date	Sep 23, 2016
Instrument	160-00003946

Lender

Name	VISIONS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	232 Months
Due	Jan 1, 2036

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 31, 2024
Property Address	29 FREDERICK DR, APALACHIN, NY 13732-4128
Document Number	202400003738
Instrument Date	Oct 30, 2024
Instrument	2024-00003738
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 VALLEY VIEW DR, ENDICOTT, NY 13760-8365

Mortgage

Document Number	202400003739
Date	Oct 31, 2024
Instrument	2024-00003739

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

October 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 2, 2007
Property Address	29 FREDERICK DR, APALACHIN, NY 13732-4128
Document Number	0000014932/0000004001
Book / Page	0000014932 / 0000004001
Instrument Date	Sep 28, 2007
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MEGAN CURINGA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 FREDERICK DR, APALACHIN, NY 13732-4128

Mortgage

Document Number	0049324002
Date	Oct 2, 2007
Instrument	0049324002

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	291 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,059.00 (+1.81%)
2025	$4,969.00 (+3.56%)	$90,460 (+5.55%) Land $14,200 Building $76,260	$173,129 (+8.08%) Land $27,177 Building $145,952
2024	$4,798.00 (+177.98%)	$85,700 (-) Land $14,200 Building $71,500	$160,187 (+0.93%) Land $26,542 Building $133,645
2023		$85,700 Land $14,200 Building $71,500	$158,704 Land $26,296 Building $132,408
2019	$1,726.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: Verizon.

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