29 Fraser St, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 29 Fraser St, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,271 sqft · built 1920
Lot Size	0.107 acres (4,667 sqft)
Owner	2 Individual Names on File
Last Sale	$923,000 (Sep 2021)
Tax Bill	$25,875 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`554403 164.37-2-44`

Property Details

APN / Parcel Number

Primary APN	`554403 164.37-2-44`
Alternative APNs	`440316403700020440000000` `01244000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,271 sqft Living Area
1st Floor Area	966 sqft
2nd Floor Area	870 sqft
Upper Floors Area	435 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,667 sqft (0.107 acres)
Lot Dimensions	94 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01244000
Street Address	29 FRASER ST
City	PELHAM
State	NY
Zip	10803-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	3
Census Block	3017
Census Tract	5300

Owner

29 Fraser St is owned and occupied by two individuals who bought it in September 2021.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	29 FRASER ST, PELHAM, NY 10803-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage RIDGEWOOD SAVINGS BANK
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIDGEWOOD SAVINGS BANK
Aug 11, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Aug 11, 2017 · Amount on File
Deed Document Number	20213849
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	29 FRASER ST, PELHAM, NY 10803-1706
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ALL NEW YORK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 NELSON AVE, PEEKSKILL, NY 10566-2327

Mortgage

Document Number	0612593885
Date	Sep 29, 2021
Instrument	612593885

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	29 FRASER ST, PELHAM, NY 10803-1706
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610113063
Date	Jan 11, 2021
Instrument	610113063

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank
Address	NEW HYDE PARK, NY 11042

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	29 FRASER ST, PELHAM, NY 10803-1706
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610113064
Date	Jan 11, 2021
Instrument	610113064

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank
Address	NEW HYDE PARK, NY 11042

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 11, 2017
Property Address	29 FRASER ST, PELHAM, NY 10803-1706
Document Number	0572053110
Book / Page	057205 / 003110
Instrument Date	Aug 2, 2017
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	CEO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1469 HOOSEVELT PL PELHAM NY 10803, PELHAM, NY 10803

Mortgage

Document Number	572193315
Date	Aug 11, 2017
Book Page	057219/003315

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 29 Fraser St was $25,875, down 23% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,875.00 (-22.95%)
2025	$33,584.00	$1,008,000 (+4.02%) Land $274,000 Building $734,000	$1,008,000 (+4.02%) Land $274,000 Building $734,000
2024		$969,000 (+4.98%) Land $274,000 Building $695,000	$969,000 (+4.98%) Land $274,000 Building $695,000
2023		$923,000 Land $182,500 Building $740,500	$923,000 Land $182,500 Building $740,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Fraser St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	18 (1978–2023)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 29 Fraser St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Fraser St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures