29 Forest St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 29 Forest St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,959 sqft · built 1914
Lot Size	0.15 acres (6,543 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2005)
Tax Bill	$11,685 (2026)
Deeds & Mortgages	Jul 2021 Refinance Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:012 B:0085 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:012 B:0085 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,959 sqft Living Area
Gross Area	3,304 sqft
Basement Area	775 sqft
Unfinished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,543 sqft (0.15 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	29 FOREST ST
City	WINCHESTER
State	MA
Zip	01890-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	85
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3023
Census Tract	338200

Owner

29 Forest St is owned and occupied by two individuals who bought it in September 2005.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 FOREST ST, WINCHESTER, MA 01890-1250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2005 · Amount on File
Deed Sale	Sep 16, 2005 · Amount on File
Prior Sale	Sep 16, 2005 · Amount on File
Deed Book / Page	1308 / 93
Transfer Doc	0000180826
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	29 FOREST ST, WINCHESTER, MA 01890-1250
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078210-400
Date	Jul 9, 2021
Book Page	78210/400
Instrument	155317

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	29 FOREST ST, WINCHESTER, MA 01890-1250
Document Number	71886-399
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 FOREST ST WINCHESTER MA 018901250, WINCHESTER, MA 01890-1250

Mortgage

Document Number	71886-399
Date	Nov 15, 2018
Book Page	071886/000399
Instrument	5441

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	29 FOREST ST, WINCHESTER, MA 01890-1250
Document Number	71392-181
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 FOREST ST WINCHESTER MA 018901250, WINCHESTER, MA 01890-1250

Mortgage

Document Number	71392-181
Date	Jul 30, 2018
Book Page	071392/000181
Instrument	114409

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.38%

Tax Assessment & Valuation

The 2026 property tax bill for 29 Forest St was $11,685, up 10,060.9% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,685.00 (+10,060.87%)	$1,054,600 (+1.05%) Land $703,400 Building $351,200	$1,126,273 (+14.13%)
2025	$115.00 (-98.91%)	$1,043,600 (+11.83%) Land $703,400 Building $340,200	$986,860
2024	$10,573.00 (+3.64%)	$933,200 (+7.93%) Land $611,600 Building $321,600
2023	$10,202.00	$864,600 Land $550,500 Building $314,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Forest St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 units insured incl. 85 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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