29 Flat River Cir, Timberlake, NC 27583 Property Records

Person County property record for 29 Flat River Cir, Timberlake, NC 27583

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,413 sqft · built 2007
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,000 (Jul 2007)
Tax Bill	$5,291 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A65 539`

Property Details

APN / Parcel Number

Primary APN	`A65 539`
Alternative APN	`46197 301`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,413 sqft Heated Area
Gross Area	4,752 sqft
Attic	Attic
Attic Area	108 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Area	650 sqft

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	25 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	46197 301
Street Address	29 FLAT RIVER CIR
City	TIMBERLAKE
State	NC
Zip	27583-8465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAT RIVER RDG/LT17/HOUSE
Legal Subdivision	FLATRIVER RIDGE
Legal Lot Number	17
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	2
Census Block	2005
Census Tract	920602

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROXBORO SVGS BK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2007 · Amount on Record
Deed Sale	Jul 12, 2007 · Amount on Record
Deed Document Number	2007310244
Deed Book / Page	641 / 605
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465

Mortgage

Document Number	0011390656
Date	Nov 14, 2022
Book Page	1139/656
Instrument	404102

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	5-Year TN
Max Rate	10.2%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465

Mortgage

Document Number	0010910623
Date	Aug 27, 2021
Book Page	1091/623
Instrument	395866

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010190464
Date	Oct 8, 2019
Book Page	1019/464
Instrument	383513

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465
Document Number	0000391140
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	29 FLAT RIVER CIR TIMBERLAKE NC 275838465, TIMBERLAKE, NC 27583-8465

Mortgage

Document Number	0000391140
Date	Jan 7, 2021
Book Page	001063/000461
Instrument	391140

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.79%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	29 FLAT RIVER CIR, TIMBERLAKE, NC 27583-8465
Document Number	0009820316
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	29 FLAT RIVER CIR TIMBERLAKE NC 275838465, TIMBERLAKE, NC 27583-8465

Mortgage

Document Number	0009820316
Date	Jun 13, 2018
Book Page	000982/000316

Lender

Name	ROXBORO SVGS BK SSB
Type	Federal Savings Bank
Address	ROXBORO, NC 27573-0489

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,360 (-)	$787,360 (-) Land $51,812 Building $735,548
2025	$5,291.00 (+24.58%)	$787,360 (+43.74%)	$787,360 (+43.74%) Land $51,812 Building $735,548
2023	$4,247.00 (+30.4%)	$547,752	$547,752 Land $50,472 Building $497,280
2022	$3,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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